Credit cards "Home Credit" - customer reviews

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In every life there are moments when the purchase of household appliances or mobile phone is missing a few thousand rubles, and to pay a few more days.An excellent way out of this situation may be a credit card, "Home Credit".Terms of the option so simple and easy that it is becoming more and more popular among the population of the Russian Federation.

The interest rate on this type of loans is always high enough.The bank "Home Credit" such a service is provided under the 24,9-44,9 percent per annum, but it remains the most popular among consumers.This situation is due to the grace period - the time when the borrower may use the financial resources of a financial organization for free.Credit cards "Home Credit" ratings which allow to lay down their diametrically opposing views, provide a service to use 0% loan for 51 days since the last reporting period.During this period the user can return the borrowed money and do not pay a penny more.

Credit cards "Home Credit" reviews which can be easily found, provided a revolving credit line - which means that, once received the credit card, the borrower can obtain funds at any time, when it has no debt.So pay off the current loan, you can immediately get a new one.However, you must understand exactly when it started the grace period.Many people mistakenly believe that it begins with the receipt of the money, but because then forced to pay huge by the standards of consumer credit interest rates.

«Home Credit Bank » - credit card processing and the use

Consumer lending is the main focus of the financial institution that encourages the development of plastic cards.Today, you get a credit card in the bank can in one hour, having written application form and your passport.After checking for the presence of the borrower's bank debt gives a positive response to the issuance of the card, or negative.

In the absence of free time can be issued credit cards "Home Credit" reviews that have specialized on a set of resources online.To do this, go to the official website of the bank and fill in an application form.It is necessary to specify the contact phone number and a list of documents that the borrower is willing to provide the bank.Notification of the decision of the bank will come within half an hour.On the specified phone number call manager of the credit department of the bank and inform the decision.The client will have to come to the nearest branch of a financial institution and take your credit card.

Credit cards "Home Credit" Testimonials about which, however, are ambiguous, is today one of the most convenient means of cashless payment.In addition, the bank is working with a lot of different chain stores, which allows its customers not only save money on purchases, but also receive some of the wasted money back to your account.