Accidents can not be predicted, but it is possible to insure

click fraud protection

We are far removed from the primitive people, but one factor of life is a constant in human life.This risk factor.Despite the fact that people are struggling to make their environment safer, accidents can happen anywhere and to anyone.Anticipate the occurrence of such cases is not possible, you can only minimize the damage.

Classification of accidents has different structure.Emergencies can be natural and manmade, can be domestic and industrial, single, if one person was injured, and group if hit two or more people.In addition, different accidents also by the degree of severity of the injury.Injuries can be mild, moderate, severe and incompatible with life, that is fatal.

natural disasters in recent years no surprise.We are, if not flooded, we're burning.Fails soil, go sit down from the mountains.Occur quite incredible things - tornadoes in the central regions of Russia (in these latitudes such phenomena not previously observed).Every season we have an abnormal: extreme cold in winter, hot in summer, freezing rain.Even the fall of the meteorite - no longer a fantasy.Just not listed.Every natural disaster affected a large number of people were injured varying degrees of severity.

The same can be said of man-made disasters, the number of which is increasing every year, especially in our country.It is no secret that the main production now existing work from Soviet times, many of them do not even bother to change the equipment.The owners, for the most part, only care about their own profits and hope for a chance.Here we have the result in the form of increased hazardous industries.Most of the country is sitting on a powder keg - you never know where the blows.

Accidents may occur in the course of employment.This is a separate category of emergencies.In this case, the cost to restore the health of the employer assumes, as he has to organize the production process so that he was safe as possible for the workers, it also pays contributions for health insurance.Our enterprises are often neglected safety measures as leaders responsible, and the workers themselves, performing the production process.

Accidents can not be predicted, it depends on the coincidence of a number of factors in a period of time.We belong to the difficulties of life in part philosophical,
somewhat permissive, in part with a certain indifference.Western society has long been worked out certain rules from the field of "podstelit straw", and the people there feel much calmer.Although constantly grumble about the cost of insurance and the need to pay for them.

We have not decided to insure his life.But insurance against accidents and diseases will help to provide financial support for the treatment and rehabilitation of the person after the accident.While in Russia is only mandatory registration of CTP (compulsory third party liability insurance).This insurance should cover damage caused by road vehicles, and the cost of treatment of victims.