Today, more and more people in our country do not prefer to keep money in your wallet, but on the map.The most popular plastic from the "Savings Bank", as it is the largest bank in Russia."Visa Electron" - one of those species that are more than half of consumers around the world.
advantages of bank cards
Advantages treasured plastic has been appreciated by many owners of this financial instrument.The card "Visa Electron" has a number of advantages:
- To open it, you need a minimum of documents.Passport and an application form, which is required to sign.
- Access to facilities within it at any time of the day or night.
- Ability to make purchases with the card in supermarkets and online stores.
- favorable exchange rate of foreign currency funds in the map.
- Possibility pay for communication services, utility bills and transfer money from card to card.
- use of services such as «Web-Bank", "Mobile Banking", "Sberbank SHC @ dh".
- If you lose the card, you do not lose money, they stay in your account.
- Bonuses, which are held every quarter.
What you need to know about the card "Visa Electron"?
Take for example the proposals of the "Savings Bank" in Central Black Earth region.This card is issued to all interested citizens who have reached 14 years of age.Its duration is 2 years.For release you have to pay 150 rubles.Moreover, no minimum initial payment is not.Service your account will be maintained free of charge.The limit of cash that you can withdraw within a month of 1 million rubles.In addition, on the last working day of the year, you will be charged 0.1% per annum.
Upon expiration of the bank card "Visa Electron" requires a re-release.During this operation it is necessary to pay 90 rubles.Account reissued on the map will not change, but you will get a new number and PIN.In case the card is lost the penalty in the amount of 30 rubles.
«Visa Electron" card is considered an entry-level, but has a basic set of features.Often it is used as a salary.
only drawback can be called that is not always possible to use abroad of this type of card.This is due to the fact that any payment agreed with the bank.Not every terminal has such an opportunity.The same can be said about paying for purchases at online stores.Therefore, we must pay attention to the logos, maps, it works with a particular shopping center.
Pay card transactions "Visa Electron»
«Sberbank" - a unified financial system of Russia, so the conditions offered to them all virtually identical.In the regions, there may be some differences in the proposals of the financial institution.Consider toll operations in the Central region.Along with free transactions (eg, payment of the purchase or cash withdrawal in the city), there are toll operations.
These include:
- translation card user, which is released in another region.You will have to pay 1% of the amount.If you perform the same operation by an employee "Savings Bank", it will cost more - 1.5%.
- Translation from card "Visa Electron" card at other banks - 1%.In a statement, the same procedure will require 2%.
- Payment of utility bills through the "Savings line" - 1%.But when you pay using a bank employee for it would have to pay 2-3%.
Summing up, I want to share the good news.Sberbank started issuing electronic cards Visa Electron Momentum with the symbols of the Olympic Games in Sochi.Get it can be anyone who has attained 14 years of age, in any branch of the bank in a few minutes.
