Student postal card: reviews and credit conditions

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changes in banking activities in connection with the technical progress has long been apparent.One of the innovations is to obtain credit on the card.Thus the bank is easier to control the financial condition of the borrower.And you are much more convenient to repay the loan and to enjoy other benefits of this service.Postal card reviews that are often positive, and it is a significant change in the system of credit.I get it quite easily.As well as use.

Bank "Russian Standard".Postal card.How to get?

Suppose you recently turned 18 years old and you urgently need money.You can contact the bank and go through the procedure of registration and verification of your nominee to receive the credit on the card.This can be done on-line from the comfort of home and visiting the bank "Russian Standard".To do this you have to go to pre-dean's office or accounting of your educational institution to provide the necessary information about the organization of your ability to pay.Student mail map, reviews of which are rather contradictory (depending on the narrator), will come into your dean's office after checking all the personal data.

Student Card: dignity

mail Student Card ("Russian Standard"), reviews about which you can read on the Internet, is very beneficial.She has a grace period when you can withdraw funds to pay off without paying interest.The only limitation to obtain it - it's age.If you are studying in the first year, you will have to wait until you go to the next, because nobody will issue the card.It seems that you are very well versed in the Internet, so after receiving the credit card will be able to track their fees and terms of the loan to the bank's online service.Moreover, having the other account (scholarship deposit) in the same organization, you can transfer funds between your cards, thereby repaying the debt (this service is not valid if your credit card and deposit / Scholarship card from different banks).Agree, the payment of the loan becomes quite easy, even from home do not have to go.In the absence of other card "Russian Standard" repay the debt will be in the bank, or by paying a fee, to use the services of other organizations that transfer money to your account.Another advantage of a credit card "Russian Standard" is a service for calculating retail / catering establishments without interest.

Student Credit Card mail: reviews and disadvantages in the use of

The downside of this type of loan is the inability to withdraw funds without commission.However, if you have already paid off the entire debt, private money is withdrawn without any interest.Another unpleasant aspect in the contract with the bank "Russian Standard" is a service fee card that is 200 rubles.However, it is charged only one year.In addition, it should be noted that the post card, the reviews of which are quite numerous, real hard subject for the use of Commission funds.So before you use this service, it is recommended to get acquainted with the interest rates.