"Home Credit Bank": reviews and credit offers

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«Home Credit Bank" has a well-branched network of branches.It is more than 1,400 office branches, over 800 ATMs and more than 59 thousand points of sale.This means that a large number of people are turning to the "Home Credit and Finance Bank".Reviews, too, of course, abound.

Their character is very different.There are positive that left a sign of gratitude for good service.But there are also negative, which characterize the problems.

last of which are usually written in an expanded, detailed form.And this, of course, correct.If you decide to become a client of "Home Credit Bank" reviews will help you figure out whether to apply.Only need to be able to distinguish cases that have occurred through the fault of the bank employees, from those in which the client is guilty.

Today we can obtain the necessary information without leaving home.Before turning to reading reviews posted, please read carefully the official website of "Home Credit Bank".Feedback will then be easier to understand.

If a person complains of improper service, rudeness, the inability to get an exhaustive answer, then it is undoubtedly the wine bank employees.And where there are complaints about the fact that a person has signed an agreement in a hurry, and carefully read the conditions of the house and came to indignation, that he should not blame only himself.

the bank branch has all the conditions to obtain comprehensive information.Pre is available from the website of the bank.It describes in detail the available credit offers - rates, payment terms and conditions of registration.

In the news you can find all the latest innovations.Pay attention to the conditions of insurance: it is not compulsory.If you are in doubt about something, ask for a free telephone line "Home Credit Bank".Reviews should help you eliminate the unpleasant moments.

The site has a loan calculator, which is useful, and for each of the credit proposal separately.You just enter the amount, number of months to pay off, and before you receive a monthly payment.

you can immediately calculate how much to pay in excess of the amount received.Monthly payment multiplied by the number of months.From the result defraud the amount taken.This difference is the bank interest.

make preliminary online application, get approved.And, armed with knowledge, go to the "Home Credit Bank".Reviews of cooperation with the Bank is required to then leave.

Credit Home Credit Bank offers

Lending cash "Big Money" and "Fast Money".The first option offers two loan products.It is a loan at an interest rate of 29.9, the proposed amount of 50 to 400 thousand rubles, and credit at the rate of 22.9%, the amount offered by 100 to 700 thousand rubles.

loan "Fast money" interest rate ranges from 39.9 to 69.9%.It depends on the number of documents submitted for consideration.The more they have, the lower the percentage, and the best deals.

credit card offers "Quick Buy".If you provide your passport and two additional proof of your income, the annual rate would be 34.9%.Passport and one additional document - 39.9%.One passport - 44.9%.

minimum payment is 5% of the amount you owe.But less than 500 rubles can not pay.Any delay in the payment of interest, the term of 51 days.If you withdraw cash, you pay a commission 299 rubles, so it is best to remove all the money at once.

There is another loan, "Home Bank" offers car loans.Please note that the CASCO insurance is optional.The amount is given from 50 to 500 thousand rubles.If the loan is issued on the security of the vehicle, the annual rate was 18.9%.Otherwise - 29.9%.