Should I choose the OTP Bank?

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In 2006 OTP Bank was acquired by "Raiffeisen Bank Ukraine", which at that time was the leader of the financial sector of Ukraine was founded as a bank with foreign capital.After the autumn of 2006 it was renamed to OTP Bank, reviews of which today are quite different.

«Raiffeisen Bank" at the time of sale is one of the largest Ukrainian banks, and served more than one hundred thousand customers, to provide basic banking services to corporate and private clients, representatives of small, medium-sized businesses.He ranks sixth among the country's banks in terms of assets and capital, and the fifth - on the issuance of loans.The branch network of the bank has approximately 40 institutions located throughout Ukraine, and the staff was more than 1,500.

Since its inception, the Bank holds a leading position in the corporate business.OTP Bank, reviews the work of which have both positive and negative, has shown itself as a bank-innovator as one of the first to offer services such as project finance, structured trade finance, as well as many others.

Bank's head office is located in Kiev and has 92 branches, which are located in 50 cities across the country.All branches are equipped with ATMs.In addition, the bank has signed an agreement with the PJSC "Prominvestbank."This allows you to get cash at ATMs "Prominvestbank" by paying the same fee as when using ATMs of OTP Bank.

If we evaluate the functioning of the banking structure, OTP Bank (reviews confirm this), provides professional services, given the specificity of its customers.Particular attention is given to structured trade finance and project finance with a syndicated loan.

for the development of small business, the bank is actively expanding its branch network, and also increases the range of banking services to individuals.According to the bank practice, the use of modern technology for optimum customer service is offered and a mobile phone and Internet banking.

What else can you say about the establishment of OTP Bank?Reviews define it as a universal bank, which is a leading Hungarian financial structure of the group consisting of many of the major subsidiaries.They provide insurance services, real estate, factoring and leasing and management of pension and investment funds.OTP Bank owns subsidiaries financial institutions on the territory of Bulgaria, Russia, Slovakia, Montenegro, Croatia and Romania, and the total number of banking institutions that are part of OTP Group and provide quality customer service is more than 1000.

At the same time, the establishment of the BankOTP reviews often contain information about the bad quality of SMS-information, which reduces its reputation among customers.It is worth noting that monitor the status of their accounts, receive all necessary statements and clarify details for the payment, you can use the free service "OTP direkt."

addition, frequent customer complaints is that they are credited with credit debt, which has long been paid.Regarding this situation, we can say only one thing: after the last debt you must make sure that the loan agreement does canceled.It is better to contact the specialized department of the bank, which is able to provide comprehensive information on the debt.

Despite the excellent performance of OTP Bank among its clients is not always received high praise, so many are trying to find other banks, reviews of which are illuminated in a more positive light.