acquisition of property - an unusual event for any family, especially for the young.As a rule, the owners of such a gift at the beginning of family life are few, often prevents acquire their own housing lack of money.But there are also such stories as the inability to obtain housing is associated with a lack of knowledge of the laws and the preferences that are available to young families by the state.
First of all, young people themselves should be aware that before wondering how to get a house, you must comply with certain conditions.
Firstly, the right to housing with government support are couples in which both spouses are not more than thirty years.
Secondly, in their place of residence for each tenant in this living space, should have no more than twelve square meters.In these cases, it provides for participation of the state in providing targeted assistance in the acquisition of housing for young families.This assistance is implemented under the state program "Providing housing for young families."It specifically spelled out how to get an apartment a young family, which procedures necessary for this to pass, and what tools are required for a down payment.The program is funded by a par - means both federal and municipal.
forms of assistance by the State in this case is the provision of subsidies, and the law provides that it is exclusively targeted and provided funds can be spent only on housing.To ensure the correctness of spending of subsidies, providing it is carried out on a cashless basis.There is a possibility of using subsidies as a means of payment in the first installment of the share or co-operative building or building a house.The value of subsidies for families with children, calculated at a rate of 40% of the declared value;35% - for families, who at the time of filing, the children do not have.
It is important to take into account such a condition: as a young family to get home?This can be for this project only if the submission of documents is not later than three years from the date of marriage.This condition does not apply to families with children.If the family is not complete, the restrictions do not have to receive subsidies in the performance of the previously mentioned conditions.
question arises, how to get an apartment a young family in the case where after the submission of documents and obtaining grants the child is born.In this case, the law provides for the allocation of an additional amount, which the expenditure is made on the same terms as the subsidy, meaning it can only be directed at solving the housing problem.The size of this additional amount is determined by the local executive authorities.Also provided an opportunity to use this money to repay the loan, provided that credit is made for the purchase of housing.
to determine how to get an apartment a young family in the framework of the state program, you must know some of the constraints that it provides.First of all, the program is subsidized by the only area on the basis of the fact that in the new apartment will be at least 18 square meters.meters of living space on one of its members.Also, before you get an apartment a young family, carefully and pragmatically weigh their financial capabilities in the future, as the program requires non-subsidized 60% (or 65%) to pay for their own.You will also need to provide ample evidence that the family will be able to meet this condition.Otherwise, a subsidy may be denied.The same applies to credit on favorable terms.
