retirement age in Russia is the minimum age set by the government, after which the person is entitled to pension benefits for old age.Up to this point we, as citizens of their country, work and deduct contributions to the pension fund.And now - a little history.
first country in the world that has created a pension system with the aim of providing financial assistance to disabled people, became in due time (in 1880), Germany.Then, the retirement age was 70 years.Today, the strap slightly reduced in most countries of the world is 65 years.
Pensions in Russia, to be exact - in the Soviet Union, was introduced in 1932. And while the retirement age for men was 60 years, and women - 55, and remains so to this day.And, in principle, all were happy until recently ...
For several years in a row and our pensioners, and we still working-age population, we hear that the government plans to increase the legal boundaries of present age.Who benefits and who is not?Let's deal.
Increasing the retirement age in Russia is that the state will receive?It will significantly increase the revenue of the pension fund and, accordingly, to reduce expenditures.The benefit?Even some!It's enormous financial reserves which will be opened in the case to raise the bar even for five years, that is from 60 to 65!
again remember the good old days, when the Soviets penfond country listed companies to 28% of payroll, and another 1% already deducted directly from the salaries of employees.Thus, in 40 years (from 20 to 60 years) for the needs of the working man "redundant" sickly amount of which he carried out the payment of old-age less than 10 years (average life expectancy then was such).Therefore, while the problems with pensions that exist today did not exist.And the fact that this social payment was several times higher than that received by a person before the salary was granted.
In 2002, pension contributions were reduced to 20 percent.But even with this calculation person would receive a pension of at least commensurate with his previous salary.So it would be if everyone in the country was going to be honest.And what happens?
Retired barely make ends meet, instead of getting a decent paying, they deducted all of the fund over the same period of their lives - from 20 to 60 years.But the government puzzled over where to take the money, because the pension fund was as empty as a beggar and scrip.All we spent and not spent - simply looted.And now, the foreign adviser, the World Bank, offers us the same option - namely, to raise the retirement age in Russia, after a similar measure is planned in the near future to carry out in a number of European countries.
's just the fact that there abroad, the life expectancy in the elderly pension is on average 15 years, and our fellow citizens do not always have time to get the first retirement, no one ignores.More precisely, I do not want to be taken into account.After all, if the age at which citizens will be able to obtain legitimate payments for old age, to make above-average life expectancy, the resources of the pension fund will be inexhaustible, and therefore, thieving officials will receive more opportunities for self-enrichment.
the interests of ordinary citizens to the problem of raising the legal boundary of old age always relevant.Particular excitement present among those who are approaching the so-called "pre-retirement" milestone.While some believe that this measure is inevitable, otherwise our country will overtake the present financial collapse.Others take the opposite view and believe that it will not be a panacea and it is necessary to seek other ways.In any case, there remains no doubt that the retirement age in Russia is still to be raised, if not next year, but in the very near future.