adopted by the Russian government subsidy programs troops grows.This is evidenced by the recent statement by Sergei Pirogov - Head of the Department of Defense housing.According to the official, timeless for the people in the form of the housing issue in 2015 will be solved positively, and by 2023 the theme of lack square meters in the department under his control at all cease to be relevant.Given the fact that the Ministry of Defense headed for a radical transformation of algorithms of housing, such ambitious plans are quite feasible.
emphasis on replacement of natural obligations very tangible financial assistance, of course, justified.Only in the last two years, waiting lists were reduced almost 2.3 times.Similar rates of distribution of apartments in the military in modern Russia was not yet ...
Military Mortgage as an alternative scheme monetization
High prices in new buildings Pervoprestolnoj many years was not allowed to think about their own roof over your head, even senior officers, not to mention the non-commissionedcomposition and ordinary defenders of the motherland.And here it is, the long-awaited and welcome news for servicemen - an unofficial ban on the allocation of apartments in the capital withdrawn.Moreover, there is provided a completely new approach to the solution of urgent problems.About where the military will provide housing in Moscow (and not only), anyone can find out by calling the hotline of the Defense Ministry (or contact the authorized representatives of the regional bodies of military control).
whole point of mortgages lies in the fact that the state pays the debt to the bank of the military, but at the same time the borrower puts a condition: if he will go to the service until the repayment of the loan, it will be forced to return to the budget of the entire amount plus interest.
Dreams come true: people in uniform are Muscovites
country's leaders are well aware that providing housing for the military - the overarching problem.Confidence in the future officer - is the foundation of an efficient army.Although breaking the old stagnant system was risky, the Defense Ministry leadership consciously took this shag.Rezultat, as they say, is obvious: if a couple of years ago, lieutenant colonels, and weighed down by the idea, and whether it will be required by law to give square meters, since thelast summer, the issue is somewhat different plane: which will provide accommodation to the military?
in Moscow already in full swing among the distribution of apartments waiting in the so-called war homes.An illustrative example is the Left Bank neighborhood.It implemented a fundamentally new approach: the soldier (or retiree), it - the potential owner, advance estimates the apartments to be built, and then, in the absence of comments, the process of registration documents.
Mini city from scratch, or All for military
thanks to a group of companies "SU-155" northwest of Moscow (district Hovrino) for some two years has changed beyond recognition.We are talking about the whole neighborhood from scratch more than twenty houses with relevant municipal design and an appropriate level of accomplishment of adjoining territory, more than 4.7 thousand. Brand-new apartments with total area of about half a million square meters of ...
Despite the fact that modern,comfortable housing for the military on the Left Bank street erected a record pace, the quality of envy of many luxury buildings.Without exception, all homes are connected to the utilities, the apartments are equipped with electric and plumbing, interior pleases the eye.
Particular emphasis is placed on the functionality of the buildings and their energy optimization: automatic systems perform accounting of water and heat, conduct ongoing monitoring of the state of house networks.
Benefits housing on the Left Bank, or the Secret House Series I-155
If you choose to offer accommodation to the military in Moscow, Levoberezhnaya Street certainly will be out of competition.Yes, first there were complaints about the poor transport interchange.But the project, embodied in the life of a group of companies "SU-155", leveled all the disadvantages of remote Hovrino.Add to that the high sound and thermal insulation of apartments, ramps at staircases, lifts lifts business class - why not a new building in the capital Molzhaninovo?Despite the fact that the price per square meter is considerably lower elite.
Year 2015 First: the military waiting lists are reduced ...
According to Igor Lysenko - the first deputy Pirogov - this year more than 22 thousand. Servicemen become owners of residential real estate.These people have been waiting for the exclusive right of the native ministry issuing warrants for the apartment.However, they chose a different path - took advantage of the program of housing subsidies.The media have repeatedly leaked information that because of the crisis may cut back on funding for the project from 40 to 30 billion rubles.But in any case, the funds received from the state, should be enough to buy a nice apartment in most regions.
If we talk about where the military will provide housing in Moscow under the program, it is still the same street left bank - a new "small motherland" waiting.Of course, to buy for 8.6 million rubles.three-room apartment here is unlikely to succeed, so that the main priority - a "kopeck piece" and "odnushki."However, we must not forget about the near suburbs - for a specified amount it is able to please non-standard options.Especially as a grant does not impose any obligations on the geographical place of purchase the house / apartment.
realities of today: the Defense Ministry no longer a builder
budget funds for the construction of housing for the departmental military in 2016-2017.not provided.Ministry of Defence is no longer willing to play the role of the superintendent, and, therefore, housing subsidies - is the main and the only mechanism by which in future will be the distribution of property.War in Moscow before the end of the year will offer the remnants, that is everything, what has the department at the moment (because of bureaucratic delays of the apartments and has not found its rightful owners in 2014).We are primarily talking about the buildings on the street Sinyavinskaya.Apartments there is not very much, and the choice is said Pirogov, small.But most of the apartments in the departmental housing stock capital simply do not and never will.
Military subsidy for housing.Why is it profitable?
old and inefficient scheme for military personnel housing has long exhausted itself.Proof of this - thousands of waiting, which for years obbivayut rapids high offices in the search for justice.Therefore Defense Initiative, aimed at the most to get away from the target of building square meters and change the "natural dues" for financial aid, it looks natural.
housing subsidy in the army - is essentially still the same bank loan.The only caveat that the cash received must always be used to purchase a house / apartment or to build housing on their own.The program for the new Russia, and therefore to make any conclusions about the prospects in the context of the actual impact of its implementation is still too early.In any case, we can already note a number of positive aspects:
- real prospects for the emergence of young soldiers;
- free choice of residence;
- decrease the waiting time of new housing;
- motivating the younger generation to serve in the army.
housing loans for military personnel: visible in the root of
residence on military mortgage - is a program focused on the involvement of the banking sector.The lion's share of funds (80%) required for entry into the ownership of a house or an apartment, allocated from the federal budget.The buyer repays only part of the value of the property (usually around 20%).
on the size of the grant additional factors influence.In particular, the regional location of immovable property, the number of family members, the presence / absence of rewards and merit, seniority, and so on.In addition, the legislator has allocated privileged category of applicants for housing subsidies.It included the owners of colonel rank and all the general's part (for which there is a special multiplying factor).
Lodging war: basic conditions of subsidizing
According to the official doctrine of the military subsidy to housing is assumed without exception, that is, the younger officers, the senior commander and senior staff.But its size is individual in nature and is calculated based on the basic parameters: the number of dependents in the family of a soldier, his experience, presence / absence of the right of other suitable accommodation, area.These and other criteria for determining the value of a multiplying factor, and that, in turn, gives an idea of the final amount of relying subsidies.The site posted a special calculator for the Defense Ministry, which simplifies the procedure of calculation of financial compensation.
For the average family, consisting of 4 people, have the right to claim the 4.5 million rubles, provided that the length of service serviceman ranges from 10-15 years.The length of service from 15 to 20 years, automatically raises the bar up to 6.7 million rubles;military experience of 25 years and more guarantees 8.2 million rubles.The maximum possible amount provided as compensation for military housing, is 13.5 million rubles.
Rasporyazhentsy and their fate
Rasporyazhentsami in army circles is called the people who de facto have no relation to the armed forces, but in law listed in the ranks of the brave defenders of the Fatherland.Waiting for the answer to the question about where the military will provide accommodation in Moscow, these guests repeatedly refused proposals on the provision of property in other regions of the country.At the same time, they receive a monthly salary.Until recently, dismiss such "fighters" without providing the apartment was not.Now by the President into law changes.Rasporyazhentsy faced with a choice: either they agree to an apartment / subsidy, or go to the reserve for the dismissal.
Increased demand for real estate as a response to the subsidized waiting
Practical implementation of new forms of security troops roof over their heads, including military mortgages allowed by 85-95% to meet the needs of waiting in Tula, Kaluga, Krasnodar and the northern capital.But the Moscow region can not yet boast such figures.Blame the hype.Statistics of the Department of housing shows that more than 40% of servicemen opt for the mother of Russian cities.
Market appetite Pervoprestolnoj sometimes several times higher than the amount which is measured compensation for housing.War seems to be worth it to think about.But no, the desire to live in a city with the most developed infrastructure takes its.Hence - the boomerang effect: the higher the demand, the higher the price of the goods, that is, property ...