In modern practice, Russian entrepreneurs are increasingly began to use survey services.However, many of our businesses have the remotest idea of what exactly people are doing, who they have.Let us examine this question in detail.
Who is a surveyor
If we turn to our "great and powerful", that will close in value according to the expert.Therefore, the surveyor - a man who in some way can professionally deal?Yes it is.
representatives of the profession carried out a detailed, objective, and most importantly, an independent review of all the circumstances of the case, to subsequently be able to determine whether there was in fact a particular fact.Also on the initiative of individuals and legal entities they prepare recommendations for the licensed areas.
bit of history in the epoch of the communist system powers surveyors were given the following structures: Institute of emergency commissioners, expert advice at the CCI (Chamber of Commerce), Soyuzexpertiza.
With the collapse of the Soviet Union above institutions gradually ceased to perform the function of an expert.
first survey organizations after the "victory of democracy" in the country were formed at the end of zero years.And it happened in large cities with ports.While the competence of experts was limited to investigating insurance cases on water transport.Currently, the surveyor - a professional in all areas of insurance.
often expert institutions today are in various ministries, departments, research institutes.
should be noted that today survey organizations function successfully in many large cities of Russia: Moscow, St. Petersburg, Vladivostok and others.
principle of independence is the main
In its work the surveyor should be guided by the principle of independence.In other words, none of the expert institution should not be controlled by government agencies.Unfortunately, in the Russian practice is the opposite, so foreign courts often do not take into evidence reports prepared by our surveyors.
Responsibilities
First of all, the surveyor - is an expert in analyzing and verifying the circumstances of insurance claims, such as the loss of, damage to property, damage to health, the occurrence of floods, fires and so on.He coordinates the crime scene (organized rescue of people, causing experts available fixes damage).In addition, the surveyor - a chief consultant, whose opinion should listen owners of ships and those who manage them.However, this is not the whole list of duties to perform expert.He is collecting evidence in order to establish the causes of accidents and disasters, studying marine records, investigates reports of divers, interview witnesses, check weather reports.And at the final stage of the expert sits behind the report.
surveyor services also include the issuance of certificates for the goods.This is a document which confirms that in the holds of cargo stowed and secured properly, and that means that he will arrive at your destination safe and sound, without causing any harm in this vehicle.
The legal framework needs serious revision
Unfortunately, the legislative level, the activities of survey organizations are not fully adjusted.The subjects of civil rights are guided solely by departmental regulatory acts.
Of course, the insurance surveyor creates some competition, but the domestic market is no rule which would oblige market participants to use the services of the above experts.Do you want to - invite it, you want - no.As they say, is voluntary.In case of problems with freight ship owners often do not need any skills.Insurance in our country is underdeveloped, so they prefer to settle the conflict on their own.
Unfortunately, in practice, surveyor acts as a conventional broker who performs work not peculiar to him, he and a consultant and service provider, and the appraiser, and insurer, and the tour operator.
However, this market segment is gradually developing in our country, and survey services are increasingly in demand in the business environment.
