convenient scheme of receiving and absorbing funds from the Pension Fund invites all Russian pensioners Sberbank, releasing them a special plastic card "Maestro".Any operations on it are absolutely free, including the listing of the movement of money on the account.Despite the ease of use, social card pensioner not everyone's liking.
savings account or a plastic card
using plastic cards is not required when transferring pensions to an account at the Savings Bank - yet most seniors prefer to decades of proven savings account.To assess the benefits to the paper card keeper of cherished figures can far for each of the elderly.Start something new, even learn a few simple and convenient gadgets, many consider unnecessary - just a mobile phone.Therefore, Sberbank card for pensioners is not particularly popular among the older generation.
But for those who dare to have in your pocket or purse instead of the usual bills stylish "plastic", for the card you need to fill only two statements, both in the office of the Savings Bank: the first - on the issue of the card, and the second - to the pension fundChange your personal bank account to which you want to transfer all the required payments.The second statement, the bank must deliver to the FIU on their own.But it should be remembered that the term of registration for social card may not coincide with the announced Sberbank.Instead of the 7 day card in most cases fall into the hands of a pensioner after 2-3 weeks.It is necessary to have time for another podgadat transfer money.
is difficult, but it is convenient
only personally experienced all the convenience of using the card, you can make a difference to the savings account or receive a pension at the post office.Besides the fact that "plastic" save its users from having to waste time and effort in the long lines in which pensioners stand and hard and tired, she has many other advantages.No need to carry around in shops, pharmacies, clinics "live" bank notes that each of us can, distracted, lose.Map of the Savings Bank for pensioners is endowed with the same functions as released to a wider group of users it is possible to pay in retail outlets indicated brand Maestro, exercise utilities, transfer money to accounts of relatives and friends as a gift or a loan.And for that you need to learn a few simple operations at an ATM that afford almost any elderly person.
Reliable protection of its cash
sufficient number of bills in your pocket - no doubt pleasing circumstance, but at the same time frightening.More or less become thieves in public transport - it does not matter, one is enough.Faced with such a trickster, you can substitute the joy of feeling in the hands of wads of money to get hit by their sudden disappearance.On the card is not so hopeless protected by a personal PIN code, it is not given to every up - to hack it in a few hours it can only be experienced hacker, and now he will have time to do it, access to a map can always be locked by going to the nearest office of the Savings Bankor by calling the customer service center.For those who do not have enough information - call from a mobile phone at the number of emergency lines totally free for the whole of Russia with any phone network provider.Guessing how and where to get the social card, pensioners not necessary - all made in any branch of the Savings Bank.
around the clock and without leaving home
Internet users, even if not quite experienced, but have at least basic skills can easily learn another very convenient option - to make payments on the remote system.Site Sberbank is mobile enough, and for ease of use far exceeds similar online systems of other banks.Perhaps there is some statistics on how often used for making payments via the Internet Muscovite social card, pensioner, but be aware it is not necessary to assume that the more frequent use of plastic cards is typical of residents of large cities.Of course, one can not deny the special cases of communication with the "plastic" and retired from the rural hinterland - it's all there, but it is more widely familiar with the advantages of cards is in metropolitan areas where automation is firmly in all spheres of life just a few decades ago.Of course, during this time many of today's retirees were able to learn and computers, and Internet access.Social card pensioner Moscow region accustomed to progress, hardly surprised or frightened off its functions.It is even conceivable that only pleased.
advantages of a credit card without doubt
Which side or the angle at which to look at the use of any cards - they are still cheaper than cash or passbook.If someone from pensioners can frighten the fact that the transfer and storage of money for a book they were able to obtain from the bank interest rates, which can lose by getting the card, here everything is done correctly - put charges on these accounts and ownership card3.5% pa Savings accrued on the balance amount stored on it.In addition, the outlets: shops, pharmacies that are part of a specially compiled and posted on the website a list of the Savings Bank, offer their clients who pay cards pleasant discounts.For retirees, they make up 2-15% of the purchase price.
Another important advantage is the fact that the social card pensioner means it day and night use.In each locality, including in rural areas, there are offices of the Savings Bank with ATMs installed, access to which is open 24 hours.
map, and not one
Making social card, bank consultants every pensioner put on notice that it may additionally they also get a few more cards to other people.It can be grandchildren, children, and even neighbors who in the interest of the pensioner will pay its utility bills, withdraw cash and carry out other payments on it.In short, it is possible to get those people to whom you can safely entrust their savings.Some elderly people, because of their physical condition is difficult to engage in self shopping, and some of the pension can not always go.That took care of them and Sberbank.Social card pensioner and it simplifies the relationships and payments, and care for loved ones.Quite often infest additional cards for financial assistance to their grandchildren - they transferred a certain portion of the pension.For more cards, should contact the bank branch, which is the movement of funds on the account, and where to write an application.The amounts to be transferred to other people can be strictly fixed, for greater reliability.This should also be reflected in the statement.
money under control
Cautious retirees, even trusting their loved ones often want to personally control their own savings: they come to the card or book.The issuance of social cards for pensioners implemented with mandatory notification that if the tie to her mobile bank, then all transactions to be carried out on the card, the mobile phone number which should be indicated in a statement, will receive a text message indicating the transaction amount.Telephone in this case serves as an additional controlling device, from which data can be checked at any time.Mobile banking - is a paid service, but very comfortable, and the board is absolutely tiny: only 30 rubles per month.By the way, the phone can be linked and the operations on the movement of money and additional cards, which are issued at the request of a principal.Then pensioner will be able to see how spent his entire pension.
Community cards.Education
People who have long had a certain attitude towards innovation, it is difficult to accept that can radically change the ordinary course of their lives, even if it is a pleasant change and make life easier.Social card pensioner is time for such innovations.Here the main thing - to make sure that everything is safe.And after the pensioner overcome early doubts and personally appreciate the convenience of owning the card, you can train it and its wider use, until the payment for goods and services via the Internet.The role of the training also took the Savings Bank, to organize a school of modern pensioner classes in which everyone can visit the social card holder.Training is conducted in bank branches, and when and where it can be found in his local branch and in person, and by phone.In addition, to make all necessary operations on the cards intended to help the army of consultants of Sberbank, in every operating room several of them, and any client institutions in case of need can contact them for assistance.
in Sberbank card
To find out where and how to get a social map of the pensioner, to make special efforts would be required - just a passport and a pension certificate to go to any of the offices of the Savings Bank.Of course, it is best to choose the nearest to their place of residence, as from time to time there will have to go and see.Social card is issued only to those seniors who have already drawn up their pensions by all the rules and can attest to its corresponding documents - for Sberbank quite normal pensioner certificate.
complete and sign in the office only two documents: an application form for a card and a statement to transfer her pension, the elderly thereby perform all the actions required of them for the purchase of "plastic".Everything else, including the solution of the problem with the pension fund - the duties of employees of the bank.
replacement upon expiry or loss
Social Card is valid for three years.The date of the end of its use, if desired, you can always resurrect the memory - on the front side of the "plastic" it is listed with the designation of the year and month of the end of the period.It is important to remember that the card is valid until the last (inclusive) calendar day of the month.It was then, if you wish, you can re-register.To re-registration of all actions carried out correctly and in time, it is better in the early months of the expiration date of use, go to the branch of the Savings Bank, which issued plastic, and know in advance how to extend social card pensioners. bank may independently initiate automatic reissue of cards, but if a client later did not want to use it, he must notify the employees of financial institutions at least 60 calendar days before the end of the period of use of the card.If you lose the "plastic" must inform the Bank as soon as possible.
If anyone still doubts
addition to all the advantages that have already been mentioned, if you use the card, you can also collect points from the bank.Cards "Maestro" series "Social" includes a special bonus share "Thank you from the Savings Bank", according to which any purchase, prepaid card, her reward points at a rate of half a percent of the purchase price.These points after save enough money supply, can be used when purchasing products from the catalog in one of the outlets, which is a partner Sberbank.And, of course, the social map of the pensioner "Maestro" will be indispensable on long journeys, for example, traveling.In any settlement of our country and in almost every big city abroad has branches of the Savings Bank of Russia, and in some cities and not one where you can cash out from the map of the unspent amount to pay for her purchases, accommodation and other services.And at the same time - no worries about losing money!
Simplifies and develops
Progress makes our life more comfortable.And manage it in the presence of "smart" gadgets in many ways more convenient.The younger generation of Russians understand and accept it for a long time, all of their grandparents.In order to see for themselves how much they are willing to accept something new, to visit the Savings Bank.Social card pensioner, contrary to the skeptics, many of its users liking.People are willing to remove her retirement, pay utility bills, transfer money to children and grandchildren.Of course, there is always a consultant, but simple operation, many older people are able to carry out themselves.
Some recognized that with the advent of the mobile phone of their lives, the Internet with its convenient options, the bank card they got rid of the need to stand in line on the day of payment of the pension, whatever their state of health, or sit by the window waiting for the postman.Once testing the properties of maps, many of her and stopped.
