The fact that the Russian economy fell into a trap, recently almost all the experts say.But what threatens the free floating of the ruble?An ordinary citizen of Russia may seem that such financial matters do not concern him, but in fact it is the ordinary people of our country will get the problem in the first place.
What is a "free floating"?
It is no wonder that today, not only investors but also ordinary Russians are actively monitoring the situation on the currency market.Ruble goes to float freely, and it almost could mean that soon the majority of citizens of Russia will be plenty of financial problems.The fact that the national currency can become uncontrolled, it became known last year.Leading experts and financiers have repeatedly said that the Central Bank (CB) is ready for such a step.But what is a "free floating" and how it may affect the material welfare of the common man today?In simple terms, a similar situation happens in the currency market, where the government simply ceases to regulate the rate of currency intervention.That is, the government does not do anything if the currency starts to fall.Care
reasons for the fall of the ruble
Because of what the Central Bank lowers the ruble to float freely?In fact, the reasons for such a decision may be many, but the main thing is that the controller is no longer able to support the national currency to the extent necessary.As is known, the ruble in late 2014 has completely lost its position.Fortunately, most of the population has had time to prepare for what will have to re-experience the economic crisis.It should be noted that in our country these collapses occur with surprising frequency, and the majority of Russian citizens have become accustomed to such sudden changes in the financial market.The behavior of the ruble significantly influenced the geopolitical situation in the world, which only cost Russian annexation of the Crimea and the conflict in the east of Ukraine.The sanctions that have been applied in response to these actions, have become the main cause of the crisis this year.Also, do not forget the fact that our country is extremely important the price of oil, also fell last year almost doubled.
Who benefits?
Why CBR decreases the rate of the ruble, and what that means?It is clear that in this scenario the cost of most goods in this country will increase dramatically, and it's all very negative impact on the financial position of the average Russian citizen.What threatens consolidated swimming ruble ordinary people?At least the fact that the rise in price even basic necessities.Given that the financial situation of the majority of Russians quite unenviable, we can assume that the next economic collapse will become for them a real collapse.At the same time the state itself sufficiently profitable to keep the ruble as low as possible.Everybody knows such a thing as export.Most often, Russian energy exports and weapons, for which he receives, in fact, a huge amount of foreign currency, because, as we know today, trade between nations is calculated in dollars.It turns out that while ordinary citizens are trying to learn to live with the disadvantageous exchange rate, the state earns the most on exports, because all the expenses the company expects to cheap Russian ruble.
What threatens the freedom of the ruble?
What might happen to the national currency if today she goes to float freely?First, of course, the market will simply uncontrollable, and it means that once again a huge number of speculators who want to make money.The state absolutely nothing can take, and ordinary citizens will not only receive lower wages but also social benefits, such as pensions and benefits.Visually, the number of payments, of course, remain the same, but let the money Russians can afford much less.In general, the economy of our country quite beneficial that is happening with the national currency, and the owners of export companies are unlikely to ask: "What threatens the ruble to float freely, and how this may impact on the population?" The faster start recovering domestic economy of the state, theIt will become stronger and the national currency, so long as ordinary citizens simply have no other choice but to learn to live in the new conditions.As is typical for our country, is not it?
Home 2015.Why ruble strengthened?
Despite the fact that most of the experts were convinced that the national currency is still at low elevations for several years, the situation has changed dramatically by the beginning of 2015.The ruble is learning to dive, having gone into free-swimming, considered the experts, but in reality it turned out a little differently.In fact, the national currency of Russia is not yet ready to ensure that their own rise, and the reason for such a sharp rise was the rise in oil prices.Black gold is really gradually began to rise in price, and this was the main reason that began to grow and the domestic ruble.But this does not mean that this will continue in the future.At the moment, experts assure that the ruble is virtually independent of oil, and black gold, in turn, is stopped at a certain point.This means that while the situation on the currency market will remain very stable, but how long it will last?
What you need to avoid "free-floating" ruble?
with what threatens the ruble to float freely, have turned out to decide, but can you avoid this today?Experts recommend that Russians not to panic and not to try, at the end of 2014, to buy up all the savings of foreign currency.Everything that is necessary to make the State in order to avoid such a situation - is to normalize all the economic indicators.In words, it sounds simple enough, but to implement it in life rather difficult.Until a few months ago, many analysts believe that the abolition of EU sanctions will help stabilize Russia.But everything turned very negative, and today Russia itself has extended its limits towards the European countries.All this is the most difficult situation on the currency market and weakens the position of the ruble, of course.Russians should be prepared for the fact that the central bank will stick to its earlier position and dare to let the ruble float freely.
What investors?
Investors are also now understand what threatens the ruble to float freely, so try as much as possible to prepare for this event.Businesses already send their savings in the most favorable financial trends, for example, experts recommend pay attention to the depositors securities of Russian companies in the near future will begin to show a positive trend.But such financial instruments as an investment deposit or a deposit of securities, help investors not only to earn, but do not spend time managing their assets.However, it is worth noting that work with securities requires certain skills and knowledge.Therefore, no harm for beginners will seek help from the management companies or to give preference to mutual funds.Recently, nice to see and the precious metals market.The only place where today is risky and unprofitable to keep their savings - it is the banks that are in the background of lowering the key rate easy on the eyes losing their appeal.After all, bank deposits primarily felt, what threatens the free floating of the ruble.
What will happen to the ruble in 2015-2016
While experts are in no hurry to assume what will happen with the Russian ruble in the next few years.The situation is really almost unpredictable, because is there are too many factors that will drive our economy.Most importantly, and investors, and ordinary Russian citizens are well aware what threatens the free floating of the ruble, and therefore are already actively preparing for the possibility not to become victims of another economic collapse.The analysts particularly stress the importance of the geopolitical situation and the crisis in the market of black gold.What will happen to the ruble, if CBR let it float freely?In Russia, it will begin again a severe economic crisis, which is likely to last for several years.In any case, expect that the ruble will quickly restore their positions, the citizens of our country do not have.
