Due to the extensive development of the banking card market customers great opportunities.In the highly competitive credit institutions are products with additional opportunities and participating in affiliate programs.Sberbank is also not an exception and offers a wide selection of classic card-level bonus, debit and credit cards.Now we discuss the question of what are the cards of the Savings Bank.Forms are quite diverse, let's look at each separately.
How to choose a card of the Savings Bank?
Choice debit card should be done on the basis of existing needs, financial opportunities and lifestyle.In this case, you will be able to take full advantage of this tool and extract the maximum benefit for themselves.
Although Sberbank card types have very different - payment systems have mainly Visa and MasterCard, are accepted for payment all over the world.These payment systems are different in that the "Visa" is more common in the United States, Latin America, Australia and Canada, and "MasterCard" - in Europe and Africa.
Another difference is that the payment system "Visa" for carrying out operations on the currency conversion commission of 0.65% of the total payment.As for the "MasterCard", it does not take a commission.
Maps instant issuance
If the card you need urgently, and you can not wait a couple of weeks, you can get the card immediately when you contact the bank.This requires to conclude the contract of banking services.In addition, Sberbank kinds of plastic cards such offers that do not have annual maintenance.And also do not need to pay for the very card.This option is the fastest and cost-effective, allowing to make purchases in stores and services, cash withdrawal and replenishment.These cards are not registered, they can be used in the country, and they can be used to make payments via the Internet.
Youth debit cards Sberbank
Types of data cards developed specifically tailored to the needs of all young people up to 25 years.Their advantages are as follows:
- Annual maintenance costs only 150 rubles.
- No fee for withdrawals via ATMs within the daily limit.
- No further commission for making cash across the country.
- universal use in the country and abroad.
- possibility of making purchases over the Internet.
Debit cards Visa Electron and Maestro
Offers Savings kinds of payroll cards Visa Electron and Maestro, as such may be the classical level and maps, but we'll talk about them later.This versatile card allows operation in the areas of self-service in the entire region.Annual maintenance of the map is 300 rubles.Daily limit for withdrawal of funds is only fifty thousand.If you want to sum is higher than the limit, then the surcharge half a percent of the amount.If you want to make withdrawals or outside the region, commission of 0.75% of the total.What advantages do these cards Savings Bank?
- Types of cards are relatively inexpensive.
- No commission for withdrawing cash and making a finding within the home area.
- The possibility of any payments, including via the Internet.
These cards are best used if you are not going to go anywhere outside the region, so as not to pay commission.Otherwise it is better to ask for another card in the Savings Bank.Credit cards are the most different types.Therefore, we can always choose the appropriate option is for you.
Classic card Sberbank
Upon receipt of such a card by its owner gets an advantage in the form of uniform conditions of service throughout the country and the world.You can withdraw cash within the established daily limit, which is 150 thousand rubles.In addition, you can receive money without commission, but this opportunity only have debit cards Sberbank.Types classic maps basically identical in terms.They can be payroll, personal, corporate, and so on.
If the withdrawal is made from the ATMs of other banks, then the Commission will be 1% of the amount + commission, established by the bank, the terminal is used.In addition, the card can be replenished without additional fees.
Advantages classic maps:
- can not worry for the safety of cash, going on a trip;
- can not worry about the exchange, abroad;
- make purchases at a very favorable exchange rate of the bank abroad;
- can completely withdraw funds in any currency, anywhere in the world.
Annual maintenance of this type of card is 750 rubles.
pension debit card "Maestro" social
Make a card may all citizens who are eligible for old-age pension, disability and survivor benefits.It allows its holder not only to store, but also increase their savings due to the quarterly interest on the balance.The interest rate is 3.5% per annum.In addition, there are favorable conditions of service offered by Sberbank.Bank cards - cards and the kinds of social conditions of their services - in principle no different from the others, but they have a free annual service.Benefits of social cards:
- increasing their savings.
- possibility of shopping in all the places where there is a cashless service.
- able to pay utility services through ATMs and terminals.
- Free annual maintenance.
When using the card be sure to keep in mind that it only accepted for service in the country.Maps of this level can not be used as salary cards Sberbank.Types of varied and on the same conditions, you can use any other.
Gold Card Savings Bank
Maps this level give their owners a huge number of possibilities.For this reason, it is worth spending a little more of your time and arrange it such cards Sberbank.Types of plastic rectangles are no different from the rest.They can be payroll, personal and credit.Check out this plastic is not difficult.Just go to any branch of the bank at the place of their residence.If you do not have permanent registration, the request is considered individually head, and if he will take a positive decision, the card will be issued.
Be sure to keep in mind the requirement that those who wish to issue a card should be at least 18 years.
with gold plastic card you can get a lot of privileges.First of all, the currency can be any card is not necessarily Ruble.For this reason, these cards are perfect for individuals constantly been abroad.You can pay via Sberbank in all countries where there is such an opportunity.More Savings Bank is in close cooperation with the various organizations that, accordingly, allows holders of gold cards receive bonuses and discounts for services in these companies.In addition, the card can be connected to a variety of services such as mobile Internet, Sberbank Online and avtoplatezh.
It's not all the benefits that card holders receive level Gold.Service card is three thousand a year.Of course, it is not so cheap.But despite this, the cards still remain popular.
