If in the near future you are planning to go abroad on holiday or on a service need or want to take another loan, you should check whether you have a debt to bailiffs.Make this a must, even if you believe in the infallibility of their financial affairs.
Where does the debt
you think the debt to bailiffs are formed only irresponsible people, the worst offenders and evaders?You are not right.In fact, very simple to become a debtor.Forgot pay for some services, the wrong time to make a mandatory tax payments, overdue payment on a bank loan, refused to pay child support even once - all Hi, debt! In cases where your debt reaches a certain size, the case is referred to court.If the creditor can prove the validity of their claims, the decision is not in your favor.In the most extreme cases may result in an inventory of all the property owned by the debtor.Of course, a person who has material claims you can not take away your self-acquired, even after the court decision.It is the work bailiff - bailiff.
influence this process, you will not be able to, but know its debt to bailiffs, as well as how they were formed, it is possible, and if you do it regularly, you will avoid many unpleasant consequences, which we willbelow.
What threatens the existence of the debt
Of course, at first glance it looks like a bad horror story for children.Surely each one of you can just call one or two friends, not paying regularly, for example, fines for parking and speeding.And no one comes to him to describe the TV or a car.Indeed, FSSP (Federal Bailiffs Service) has enough work to run for each individual debtor, especially because many of them find it is very difficult.Nevertheless, debt to bailiffs can bring a lot of troubles.For example, when you suddenly decide to rest somewhere in the warm Mediterranean coast, you, along with a suitcase and pleasant thoughts about the rest, can be "wrapped" at the customs.And the money for an unused ticket to you, of course, no return, after the failure of the trip occurred is your fault.
All because there is an all-Russian base of debtors, which imposed restrictions on border crossings of the state until full payment of the debt.Before 2013, the ban could be imposed on a person even when his debt was $ 100.Today, this amount increased to 10 thousand.I do not think that's a lot, considering the possible fines and penalties that amount can accumulate quickly.
Debts to police officers: how to know and what to do
In order to be in the "infamous" list, you need the court's decision in the case for an enforcement and your stubborn refusal to pay the fine (debt).However, there are misunderstandings as a result of system failure in this list gets completely innocent man.
To avoid such confusion, it is necessary to independently verify the absence (or presence) of your surname in the "debt" database.You can do this by contacting the territorial department of the Federal Bailiff Service in the community.Here begins the complexity.The fact that this institution receives citizens twice a week, on Tuesdays and Thursdays, and even then not all day.In addition, the queue has not been canceled.
On the other hand, private visit to the executive service will not only check availability of debt, but also to find out where it originated.That it may be very important in cases where you know for sure that "greshkov" yours is not found.
will help you online
but check the debts before bailiffs can be in another way, using the internet.To date, the bailiff service is probably the most highly organized and systematized.Therefore, in order to see the debt to bailiffs, just visit the official website that hosts all-Russian base of debtors.To do this you have to take a few simple steps:
- Visit the official website of the bailiffs service - fssprus.ru - and open the section "Database of enforcement proceedings."Such a large orange button located on the left.Next, open a special form in which you can search for a natural, legal person or by number of enforcement proceedings.
- The next item is the choice of the region that interests you.You can do this by opening the drop-down list in the row "Local."If you select "All regions", the search will be carried out on the basis of the whole of Russia.
- Now you need to enter the rest of the data: name, surname, patronymic and full date of birth for individuals or the full name and address of the legal entity.If you know the number of enforcement proceedings in respect of your face, you should use a third tab.
- Once all the data is entered and checked, click the button "Search", which opens a window with a CAPTCHA to be administered, thus proving that the request makes a real person.
That's it, the result will be obtained immediately.If you see the inscription: "On your request nothing has been found", it can mean two things:
- you have no debts;
- bailiffs have not had time to make the data about you to a nationwide database.
If the debt is still to be found, you will see a sign, which will show all the information about each debt that you have: the amount, number and date of enforcement proceedings, the name of the bailiff, the master of your business and contact details.Check
debt by telephone
In some regions of Russian debts to check bailiffs, please contact the FSSP over the phone, however, so you can learn only the fact of whether or not the debt.For more information, you still have to personally visit the Department of FSSP.
Nevertheless, some users may still see if there is debt to bailiffs, on the phone, however, this will require not a stationary machine and a smartphone or tablet.For owners of these gadgets there is a mobile application to search for debts.However, it is possible to check such a lack of traffic police fines, tax and judicial debt.
To access the data you need to download and install an application on your device, create an account and enter in your account and passport details SNILS.
When the fine will be transferred to the FSSP
According to article 32.2 of the Administrative Code, the offender has 70 days to pay the fine, of which 10 are given to appeal the protocol and 60 - to pay the debt.After another 10 days, information on the debt will be transferred to the bailiffs.Thus, the total period of time provided by the debtor for an amicable settlement of the issue is 80 days.
little bit different things from the transport tax - it must be paid before 01.11 the year following the reporting one.For example, the tax for 2015 to be paid before 01/11/2016, unless otherwise provided by federal law in your area.Failure to pay this kind of tax also leads to a meeting with the bailiffs.
How to collect debts
If you have formed the outstanding debt to the bailiffs, the latter may apply to you a variety of interventions.
For example, if you are officially employed, the penalty can be deducted from your salary.Also, execution may be levied on personal property, cash, bank accounts, including foreign currency, securities available.
most extreme measure might be forced eviction from the occupied premises, followed by its implementation to repay the debt.Of course, in this case, the amount of debt to be so very large.
One of the most effective measures is also considered a restriction on travel abroad.
How can I repay the debt
Few know the debt to bailiffs, to avoid trouble, it must also repay.Make it simple: first of all, you can find out the amount of debt and the details of FBS, and then pay at the nearest bank.And you can never go home, taking advantage of the online service.
checking the availability of the debt using the website, you can see that in front of each amount you have proved, there is a button "Pay".Click on it and select the payment method, they are quite diverse - Qiwi, Webmoney, payment by credit card or using the mobile phone account.Also on the site you can create, print invoice and use the services of the bank.
Be careful
In conclusion, I want to say that the information about the successful payment of a debt can appear on the network only a few weeks after the payment, even if you provide a receipt to the bailiff.So if you know of a debt is to take care of his redemption in advance.And even better - just periodically check their names in the "black list" of debtors, in order to avoid unpleasant surprises.
