When, how and where to change health policy

Many people know that the existence of a special medical policy at the person gives him the right to get anywhere on the territory of our state aid physicians without any extra charge.

Just recently there have been some changes regarding this document, namely in accordance with one of the federal laws are now in Russia will operate the policies of a single sample.However, until now, some of our citizens do not have reliable information about how and where to change the medical policy.Before you start this procedure, you must know for certain who it is and why you need POMS.

purpose of this document

So, immediately after birth every person in the Russian Federation shall be issued a medical insurance policy.It is because of the issuance of absolutely everything he was called binding instrument.

Without his presence, even at the place of residence can not receive medical care free of charge.In particular it will be impossible to make a call GP if necessary.Also, do not forget that if you rely on the law granting certain medications in preferential order to get them without the presence of this document will not be possible.

That is a medical insurance policy is designed to confirm the state of the right of any person who is in our country, to receive the necessary medical assistance without the provision of funds in return.

However, due to the fact that now our fellow citizens there is a need to change the medical policy, available on hand, many doubt that the old model of the document can be counted on to provide them with medical services in full.

Why would carry out replacement policy MLA

In fact, medical assistance at the present point in time is to all people without exception, having this document, regardless of its type.
According to the available information today to change the old policy to document a single new sample all the inhabitants of Russia can up until the 2015.

Such long-term exchange opportunities policy is due to the reluctance to provoke a stir among the public, because not everyone knows that, even where medical policy change.

So, if we talk briefly about why change the medical policy, the answer is simple - and then to be able, if necessary, to receive medical care in specialized institutions and at home.Where

change medical insurance

If you just talk about the procedure, but rather, on the site of its implementation, it can be done in two ways:

  • apply directly to your insurance company or its subsidiary;
  • in place of their work.

The second option is not suitable for all citizens and for all settlements.Therefore, in order to find out exactly where to change medical policy should first contact your supervisor immediately, and then later in a company where the policy was obtained.

but there are certain categories of citizens who prefer in any case, to change the policy on their own, rightly believing that this method is much easier, faster and more convenient.In addition, information on where to change the medical policy (addresses of insurance companies in particular) can be quickly found on the Internet.

But few find a place, you must still know exactly why the replacement policy.After all, according to them, will be changed, and the list of documents to be submitted.

grounds for product exchange

At this point in time to change an existing policy can be for the following reasons:

  1. Replacing old policy to the new sample.In this case, come to the insurance company, you must be in possession of the old policy, SNILS and passport.After writing the application of obsolete documents shall be deemed invalid and disposed of, he is given a temporary certificate of return, and a new document is issued in a few days.
  2. exchange the old policy because of a change of surname, name and patronymic.In these cases, in addition to the documents required in the first embodiment of the exchange, and may also need help supporting the government, authenticity and legality of the changes.
  3. loss of the document.

Now that we know of where change medical policy and why do perform this procedure, you should say a few words about the features of the new health insurance policies.

Nuances use

There are two features of modern policies.The first is that it is given once and for life, except in cases where it should be replaced.A second feature is the fact that this document is laminated, in contrast to the old, absolutely not.

Therefore, for the safety of this policy should be handled with extreme care.Otherwise, at the most inopportune moment doctors can refuse you to provide your services.