liquidity of your company - is the degree of the possibility of early or simply accelerated repayment of its debts.Simply put, if the firm on its development took a loan on the N-th sum (a sum of this, as a rule, small does not happen), its liquidity, the higher the sooner it can, if necessary, to pay the loan.It is a kind of indicator of the financial stability of the company.
Speaking generalized, then this degree is measured by dividing the available funds of the company for the total amount of debt.If it is less than 0.2, this figure is extremely low.High rates will help the company "survive" during the crisis, or simply during the financial turmoil.Low guarantee the bankruptcy of almost any force majeure.Then the company will not last a few months.
Why still so important to enhance the liquidity of the company?The question is not only how long can sustain the organization in an emergency crisis.Its level of liquidity - it is one of the indicators that are important for potential partners.Advantageous Partnership is important for any company, but if it has the potential to be declared bankrupt, a person that can offer long-term and fruitful cooperation, in most cases, will pass.The same applies to investors - who are interested in small company with low liquidity, unless any other indicators will inspire serious trust.But many organizations can successfully exist only through investment.
Therefore, improving the liquidity of the enterprise is very important for the owner.This can be done by means of integrated solutions designed to improve the financial condition of the company and to reduce debts.The main measures by which it is possible to provide increased liquidity, are:
- the maximum possible reduction of trade receivables;
- increased profits;
- optimization of the capital structure of the company;
- decrease in the value of tangible assets.
separate question how to achieve this.To optimize production requires competent management scheme, and if it is beyond the power of drawing up the owner, which is likely, it is reasonable to spend the N-th sum, and hire another employee - a talented professional who will operating and revenue-generating scheme.
Other ways to increase liquidity of the company - the financial stabilization and reduction of accounts receivable.This can be achieved by analyzing assets for their more rational distribution planning all financial activities of the enterprise and, in addition to planning, more and timeliness of data plans.With regard to financial stability, we need a very competent approach aimed at reducing monthly expenses.It is undesirable to do so at the expense of workers' wages.You can find a lot of other items on which the organization has the ability to save.
Increasing liquidity of the enterprise can also provide the refinancing of receivables and an acceleration of its turnover.Thus it is possible to increase the amount of financial assets.With the establishment of regulations governing the enterprise stocks, the optimization of material and commodity values.Conducting feasibility of calculations will also help in optimization.
increase the volume of products sold, it is possible to count on a quick increase in the liquidity of the enterprise.Actively using available funds, the company can achieve growth of profitability and the size of the profits.Expanding the boundaries of market will also help to increase the liquidity and solvency of the company.Another important aspect - the increasing productivity of staff working at the expense of a more rigid framework, higher requirements and penalties for violation.
If you have the experience and economics education owner can easily cope with the tasks himself.But the majority of these cases, uses the services of economists and analysts.As a rule, it contributes to the prosperity of the company.