We all know that with every official salary we pay the state 13% of its amount.That is, at a salary of 20 thousand rubles. Our income tax is 2 600 Pleasant, of course, is not enough.I would like to get all that we owed for work.It turns out that an income tax refund is real.Of course, all paid for the years of work will not be back, but at least part of the amount will be on the bank account.Now more about how this is possible.
State returns to citizens 13% of the cost of training, treatment, apartments, voluntary pension insurance.This is done under the condition that a citizen pay income tax.Actually, it made the return of income tax paid at the time of the above-mentioned expenses.Each case requires special consideration.
Social deduction
If a person has worked for a year, regularly paid income tax and at the same time he studied, he has a right to a social deduction.It consists in the reduction of the tax base (ie. E. The salary for the year), with which he has to pay 13%.For example, the annual salary was 200 000 rubles.In a typical case, the income tax will be 26 000 rubles.If the parallel course of the year there has been a paid training value of 40 000 and apply for social deduction, the tax has to be paid not 200 thousand, and from 160 000 rubles, and will make it 20 800 5200 Overpaid tax authorities will transferthe bank account after verification of all documents.
It is worth mention income tax refund is feasible only up to a certain amount.The maximum possible tax deduction in the training do not exceed 120 thousand. Rubles.This means that the largest amount that can be return for the year is 15 600 rubles.All that spent in excess of this amount will not be refunded.
Parents can also recover some of the cost of educating a child.But in this case the limit of deduction - 50 000 rubles, that is possible only income tax refund in the amount of 6500 rubles per year.In addition, it must be said that the tax return can be every year during the period of study in all educational institutions, if they have a license to conduct business.
All of the above applies to other types of social deduction: pension insurance, medical treatment.Just cancel the threshold of 50 000 for the services of a close relative.Maximum, in any case, is 120 thousand.The exception is an expensive treatment.There is no maximum, and the list of such services is determined by the Government.
tax deduction after the purchase of property
No less popular and useful is an income tax refund when buying an apartment, or a so-called property deduction.It is provided when a citizen was acquired apartment, house.It also extends to build a house, purchase of building materials and repairs.Available only time in my life, and after the purchase of another apartment impossible.
maximum size of the deduction in this case is two million rubles.So, if the apartment was worth 3 million., Will return still only 260 thousand.Serve documents citizen has the right each year until such time as will not return the entire amount.
give an example.The annual salary is 400 thousand. Rubles.The tax is 52 000 rubles.The cost of the apartment is 1 million. Total return is 130 thousand.In one year, this amount will not turn back.Thus, documents on income tax returns will have to submit several times.During the first and second year of return of 52 thousand rubles, and for the third year - remaining 26 thousand rubles.
