Every day we go to the elevator and push the button for the desired floor us.Lifts are firmly in our daily lives.We use them in their homes and offices.Who used the old elevators that have outlived their period of operation, and new ones are created with the latest technology.In some office buildings are set so-called "smart elevators."You go to the electronic scoreboard, where the floors are written, choose the desired floor and on the scoreboard displayed number of the desired lift.When you enter the elevator, it has already been programmed, on which floor you need to take.Technology is advancing rapidly, and we think that our lives are becoming safer every year.In fact, both old and new elevators represent a danger for people.Even "smart elevators" can harm our health.Technique - a technique and it can bring.Moreover, any technique service people.And the human element has not been canceled.Therefore, from time to time in the news we know that accidents happen in elevators with causing harm to the health and lives of people.
In 2012 came into force a law on compulsory insurance of hazardous production facilities.Insurance dangerous objects become mandatory for commercial companies as well as for the budget.This law has spread, including in the lifts.In 2013, the law has undergone some changes.On 15 March 2013 the elevators was taken in a separate group of hazardous production facilities.Now the category to which allocated elevators, called "elevators, lifting platforms for the disabled, escalators" This category includes all the lifts, including located in residential buildings.Many HOA, HBC and management companies still believe that the law does not apply to them, and are in no hurry to spend money on insurance.They can be fined, and the amount of the fine will be several times more than the amount they would have spent on the purchase of an insurance policy.Insurance elevators in residential buildings is vested in the HOA, HBC and management companies and is paid for by contributions from tenants that are included in payments for utilities.Perhaps the owner of the apartment in an apartment building and would not notice such an annual fee in the region of 100-200 rubles, as the cost of such a policy for the house has 5 lifts will be only 5000 rubles.
Compulsory insurance of hazardous production facilities is a major insurance product, which aims to financially protect people affected in case of accidents at hazardous facilities.Since insurance coverage under the policy will be up to 10 million rubles to 2 million rubles per the casualty in the accident.
an insurance policy owner hazardous production facility checks Rostekhnadzor - the organization that monitors the proper operation and use of complex manufacturing and technical facilities.Now, to register the dangerous object is necessary in addition to provide all documents and insurance policy.The cost of an insurance policy on dangerous object will be the same in all companies, since tariffs were designed gosudarstvomi approved pravtelstvom Russia.The exact calculation of the cost of the insurance policy, and consultation on the necessary documents may be obtained by contacting the insurance company, which is licensed for this type of insurance.
