Compulsory health insurance protects the interests of citizens of the Russian Federation in the field of health.In every person's life there are situations when you may need medical assistance, whether it is a sudden illness or annual checkups.The policy of compulsory medical insurance ensures that the citizen will be provided with medical care in any city across the country.What is the principle of its operation and how to get MHI policy?
Before the 2011 act on the territory of Russia rules under which the working citizens received MHI policy your employer.2011 brought some changes, you can now get a policy not only in the workplace, but also on their own, the insurance company.
To find out how to get the MHI policy, you can go to the website of Territorial Administration of health insurance, there is the whole information.The citizen has every right to choose the insurance company itself.The old policy, obtained up to 2011 are also valid, they can be used until replacement by a new document.
In order to get a medical insurance policy, you need to make a few simple steps.First, the insurance medical organization submit an application, which will contains the information about what company you want to be insured.Then, after a certain time, in the territorial fund, you will be presented to the policy or the provisional certificate.
addition to the application to the insurance company will need to provide some more documents:
- for children under 14 years of age, one must have a birth certificate, SNILS, the passport of a parent;
- for Russian citizens over 14 years old need a passport (or a document replacing it) and SNILS.
- for persons who meet the definition of "refugee", the question often arises as to obtain a policy in Russia.For this purpose they must present a certificate of refugee status or evidence that the assignment of this status is being considered by the authorities;
- foreign citizens permanently residing in Russia, the policy provides for a residence permit, passport, SNILS.
How to get MHI policy stateless persons?To this end, a representative of this population must also write an application to the regional health insurance fund and provide a document proving that the person did not have Russian citizenship.
Since 2011, medical policy issued prematurely and should be replaced only in certain cases:
- if a citizen changes the name, first name or middle name;
- when changing the place of residence;
- if the policy had not issued any citizen has been lost to them;
- if the insured person has expressed a desire to change the insurance company.
Sometimes citizens are wondering how to get the MHI policy, if there are unusual situations, for example, change of sex or date of birth.In such cases, you just need to submit an application to the insurance company for the renewal of the policy and upon presentation of the documents required to obtain a medical insurance policy.
health insurance policy has full effect in the entire state, no matter in which the subject of the Russian Federation was issued.If you go on vacation or a business trip, be sure to bring along this document, if necessary, in any hospital you will be assisted, all clinics and hospitals are obliged to do it for free.
To find phone numbers and addresses of insurance companies that provide services for the production of the policy, you can just go to the nearest health center or call the Territorial Health Insurance Fund.
