While banks offer for those wishing to buy a home mortgage is quite attractive, not all Russians can afford to sign the treaty, which would oblige them to make regular payments for eight years or more.So popular are ads on renting for a long term one, two and three bedroom apartments in Rostov.
real estate market analyst Alexander Chumakov said that after the financial crisis in 2008, in some regions of Russia cost per square meter is gradually increasing, the income - if not reduced, then at least remain at pre-crisis level.This mortgage is widely seen as a real alternative to rent an apartment in a prestigious area.They say that the size of the mortgage payment and the rent is about the same, but when buying on credit has an important advantage - the real estate passes into the possession of the person.Therefore, to buy an apartment in Rostov prefer those who can collect all the necessary documents to prove that in the next few years he was able to pay the debt.
However, some people can not count on such a scenario, they have to look for, where to Rostov cheap rented apartments.It should be remembered that one-bedroom apartment can be rented for 15-20 thousand rubles (average price), two-bedroom - for 20-30 thousand, two-bedroom - for 25-40 thousand.For comparison: the mortgage payments make 19-22 thousand rubles for 15 years.The greatest demand both for purchase and for rental are "odnushki", according to A. Chumakov in September 2013, about 60% of people are interested in is this category of real estate.The demand for "kopeck piece" was a little more than 22% in the three-room apartments - 6.15%.Part Rostovites interested communal - almost 7%, and the Dormitory - almost 4%.
reason that forces Rostovites rent an apartment in Rostov, but not buy, believe also that when you make a mortgage you need to make an initial payment, constituting a certain percentage of the total value of real estate.Not everyone can pay a large amount at one time, so they have no choice, how to choose the best option lease.
Therefore, universal solution for the dispute, what a way to: rent or purchase on the mortgage - to choose, in fact, does not exist.It depends on many factors, such as financial stability, the need for a specific footage, the desire to get housing as soon as possible, and so on.
