Bank Open Joint Stock Company "West" is a Moscow commercial financial institution founded in 1993.Issuance of credit cards and consumer loans - cash and non-cash - is the most popular program offered the bank "West".Reviews of many citizens of the Russian Federation as a call to abandon its services and use them.Its main areas of work are the loans, deposits from ordinary savers and securities trading.What services cause people such mixed feelings?
bank "West" - credit
financial institution offers citizens of the Russian Federation, a huge number of loan programs with different rates.Some loans may reach 70% per annum.However, to obtain money at such a high rate the borrower must come only with a passport.In granting the organization guarantees in the form of guarantee or collateral object the client has a good chance to get a large sum of money for a small percentage.So it is possible to issue consumer credit, which gives the bank "West".Feedback about the program are positive, but many users complain about the attitude to them of bank collectors.Most cases of dissatisfaction associated with rudeness on the part of the claimant.Many describe the facts of insults towards the borrower.
bank "West" - deposits
When placing surplus funds the main criterion for choosing a financial institution must be at a high interest rate, as many think, and reliability.If the bank promises high dividends to anyone who will place their funds in it, it can mean several things:
- Firstly: the bank is on the verge of bankruptcy and forced by any means to raise funds.In this case the deposit money, most likely, will go to pay off the debts of the organization.
- Second, the bank involved in the business associated with very high risk.In this case, you can lose your money in a very short period of time.
bank "West", reviews of which are controversial, offers its customers a wide variety of deposit programs.Anyone who wants to work with this financial institution, it should be remembered that today, all deposits are insured by the state.This technique is applicable to deposit in any currency.The client will receive compensation, if the bank goes bankrupt.It can be expected, if the amount of the deposit does not exceed 700 thousand. Rub.
If a person has made contributions to several different banks, the compensation will be considered in each individual case.The bank "West", comments which leave both negative and positive, has been accredited to participate in the system of public security in 2003.Now any client can be absolutely calm for their money lying in the bank.It is in any case, get them back from the bank at the end of the contract or from the state as insurance.