Where the bank card number and why is it needed?

which shows the number of bank cards?Manufacturers of media beat him just below the midline horizontally plastic.It should be noted that to make the cards for the banking sector in Russia are only a few companies ("Goznak", "NovaCard", "Sitronics", "Aliot", "Rosan FINANCE", "Orga Zelenograd"), t. To. The production technologyrather complicated (4 layers, stump, drawing in a special unit with programmers magnetic strips, the introduction of chips).But discount, gift and other card can be ordered in ordinary firms.

The figures hidden information

If you look at the place in the bank, "plastic", where the number of a credit card, you'll see an impressive series of numbers, each of which has a certain value.For example, the first figure represents the industry, which produced this map.For banking products it is equal to 6 (also for trade).On the storage card can be the first supermarket digit "3", which means belonging to the field of entertainment.

Because of digits where the number of a credit card, you can see the bank identifier (BIN) of the credit organization, which released "plastic".This is the first six values, the first of which may indicate membership in the payment system (Visa, Mastercard or Maestro).Reading from the seventh penultimate include data on the individual.There may be information about the branch, foreign exchange, stock and other chip technologies.

Standard details

Looking at the last digit of a number, where the number of a credit card, you can see the check number.It is the result of a mathematical algorithm is performed using the previous figures.In addition, there are certain combinations of authentication card or determining its validity.The latter is often directly specified as the month and year, in addition, on the front side you can see the name and logo of the bank, name and surname of the owner of the English language, the sign of a particular payment system, the number of the bank branch where the card was issued, and others. Withthe reverse side is usually a magnetic stripe, which is adjacent to the area of ​​the specimen signature of the owner.Although recently available including maps where signature is required.

Where is the bank card number, may be of interest to those who wish to pay it over the Internet.However, it should be borne in mind that in some cases may need no card number and account number attached to it, as well as data on the correspondent account and bank code of the individual credit institution.It is indicated in the contract for banking services and is (for now) of the twenty numbers.Therefore, the calculations necessary to consider what specific requisites are required.

We use carefully

Where bank card number, which you use, would like to know, many dishonest people.Therefore, to publicly disclose its not worth it.This is especially true "Visa Classic" and the standard "Mastercard", which are suitable for calculations on the Internet.These "plastic" are considered vulnerable, ie. A. In operations with their use is not always requested special codes.Calculations on them constantly better controlled with receiving SMS.Less accessible to unauthorized actions are cards "Maestro" and "Momentum", produced by, for example, the "Savings Bank".