To date, almost all people use this process as corporate property insurance .Under this concept to understand the classic type of insurance that minimizes the risks of existing enterprises, and allow organizations to carry out their activities consistently.Thus, role of insurance in the market economy plays a very important, because this service is used always and almost all educated people.
Today corporate property insurance varied, the difference in the types of insurance is, what will be the list of risks covered and the percentage of the insured traffic.Needless legal entity can insure your property as from all existing risks, and on some or a specific risk.
Generally, corporate property insurance - a pretty good deal, since in this case, in the event of any adverse circumstances, such as breakage, theft or other force majeure, the insurance office will bear all the losses and pay legalthe person specified in the contract amount.If you implement this procedure, the legal entity shall be compensated the damage was caused by fire, natural disaster, explosion, accident, theft, intentional intervention of a third party and so on.The most common type of damage is considered to be from water damage and fire.
main objects of insurance may be - building, construction, finishing facilities, utilities, industrial equipment, household equipment, household equipment, inventory and office supplies, as well as may be determined by other objects.The insurance amount that must be paid, is always determined by agreement between the insurer and the insured, but it is always limited to the carrying value of property, which is fear.In some situations it is possible to estimate an expert.
Property insurance can be implemented as a private insurance company and state-owned bank.In the latter case, there is such a thing as insurance collateral , where the property acts as collateral.If the property of a legal entity will be lost or damaged, the insurer is obliged to pay the entire sum insured.
in corporate property insurance and vehicle insurance is included.The insurance contract may be concluded for 1 year and 3 years.If a legal entity wishes to conclude a contract for a shorter time, such as 3-yl 6 months, in this case, find out all the reasons which prompt the client to enter into a contract for such period.Here, the insurance company begins to closely monitor both the insurer and his insured property.And only after that, when the insurer admitted reason to conclude the agreement on the short term as valid, but can sign a contract with the insurer and conclude a deal.
If the insurance of property of the legal entity of the term - 1 year, in this case, you can pay for insurance as a whole or in installments.There are 2 options of payment services in installments:
- the first installment shall be paid within five days of signing the contract, and the second is paid not later than 3eh months.So here comes the payment in equal installments in 2 stages.
- you can pay on a quarterly basis and for each payment amount can be negotiated separately.
Insurance can greatly help enterprises or entities, providing all the payments in case of any trouble.And besides, the insurance company can significantly affect the activities of organizations and entities, helping them to carry out their activities smoothly and correctly.