well-being of our population is growing and therefore becoming more popular insurance of property of citizens.Especially in demand today real estate insurance.Apartments and houses rising in price, so it is understandable desire of every owner to protect themselves materially different from emergencies and accidents.Signing the contract of insurance of property of citizens, at the same time it is possible to obtain insurance, and household goods, which includes compensation for damages and home furnishings, and home appliances, as well as jewelry and artistic values and garments.In the role of the insurer can act every able-bodied citizen, whether he knows in advance that there may come an insurance case or just want to protect themselves and their property from the occurrence of force majeure.
If a citizen signed with the insurance company voluntary agreement on insurance of household goods, then we can assume that he protected himself and will receive compensation from risks such as flood, fire, arson, Gulf water from all types of pipeline systems, theft and robbery,unlawful acts, willful destruction of property, vandalism and hooliganism.From the number of recorded the cost of services depends on the conditions stipulated in the contract.In those cases, when the apartment is purchased on mortgage lending, the real estate insurance becomes mandatory.The same case arises when the property given as collateral to obtain a bank loan.
Citizens Property Insurance applies to residential buildings if it is intended for temporary or permanent residence.The contract is included, and finishing.And engineering equipment.There may also be subject to insurance and additional objects and buildings such as baths, garages, greenhouses, fences, etc.When a contract of insurance apartments there are exactly the same conditions.Many zealous owners today fear and landscape construction and even design elements of the landscape, as well as those engineering systems that are on the land.
property insurance citizens can not be concluded on the Old Property, houses, and apartments to be demolished and the buildings that are in disrepair.Also it is not insured, so-called expendable property.It includes toiletries, medicines, food, pet food, supplies for household and office equipment, seedlings and seed material, documentation and securities, including money, photo and video materials, ritual objects and jewels from natural origin, such as gold bullionand mineral stones.
Insurance - responsible step and therefore the contract should be sure of the reliability of the insurer.We must remember that this is still a business, and the insurance company's main goal is profit at minimum cost.To avoid becoming a victim of unscrupulous insurers and obtain compensation due to the situation of the insured event, when signing the contract it is necessary to consider very carefully the conditions that are written in it.The wording should be clear and understandable, without omissions and innuendo.All decide to even the smallest details, and can be even better to use the services of an insurance broker to get the insurance compensation in full.
Remember that your well-being depends on your care and rationalism.