structure of the modern world is both intuitive, very clear phenomenon and some complicated confusing system.Get at least have a way to exchange money values.It seems to be clear that humanity needs a conditional exchange element for the distribution of goods and services between people.However, after an explanation of this kind almost everyone immediately raises the question: "Why is not conditional elements sharing all missing?", "Why in the XXI century with the modern technologies of accounting and control of financial flows, there are poverty and hunger?", And many others.
answer all the questions one and it is in human greed.Money, as a modern, global, understanding - the currency from ancient times to the present day are insurmountable motivational factor that made a lot of good and evil to humanity.They are a means to achieve the limited benefits of modern civilization for everyone, forcing people to resort to daily application of a huge effort in the pursuit of them.
Foreign currency
In Russia, unlike the rest of the world has been defined, we can even say, the pilot, the time period in which foreign money was a crime, and domestic bills lost value measure of greed.Then build a socialist society, approaching the embodiment of communist ideas.However, to date all know the result of this kind of transformation.The ruble of the period was slightly convertible domestically him too little has been possible to buy.A foreign currency served as a medium of exchange large Soviet state with the countries of the bourgeois West, which in turn, and at one time helped to bring down the capitalist enemies for so long they are threatened by a system equality.The population of the former Soviet Union since discriminate against national banknotes, and the majority is used for savings accumulated foreign currency.Thus, selling the national banknotes to commercial banks, increasing demand within the state, as a rule, on the US dollar (and other currencies), reduces the cost of domestic money.
Foreign currency transactions
Today various foreign exchange rates formed as a result of exposure to a large number of different factors to a particular currency, provide an opportunity not only to save money in the currency of a reliable state, but also earn throughvarious monetary manipulation.Operations of this kind occur in the currency markets, in which the main part taking commercial and central banks.They, with the help of foreign exchange affect the economic tools of demand and supply of currency units, determining in part the exchange rate.But he, in turn, is formed not only by means of currency trading, but by determining the amount of central bank money supply in the state, the real state of national income, prices and other factors.
loan in foreign currency
Obviously, due to the great popularity among the population dollar deposits commercial banks to provide loans and earnings in foreign currency.And because interest rates on foreign currency deposit earning less, and interest on the loan will be less.However, it is worth remembering about inflation and to take such loans only for minor purchases.After all, who knows when the ruble to fall again?
