Sberbank of Russia at the moment is one of the most stable banks in the country.He survived with dignity, the severe crisis, when financial institutions went bankrupt every day.That turned out to be fatal for some, helped others become harder and harder to develop.Consumer loans Savings Bank at the moment are one of the most profitable programs.They are happy to use a huge number of our citizens.
Consumer credit programs have an extremely wide range of applications.In the framework of the borrower can take the sum of 30 thousand to 10 million rubles for a period of 3 months.The terms, interest rates and the size of the money supply is directly dependent on the number of documents and guarantees provided to the financial institution.Consumer loans Savings Bank may be made as a passport if you have one, and with the guarantee and collateral object.
procedure of registration loan
for a loan must be submitted to the next set of financial institution securities:
- a valid passport of a citizen of the Russian Federation with the obligatory registration in the immediate vicinity of one of the branches of the Savings Bank;
- second official document confirming the authenticity of the identity of the borrower;
- guarantee - allows you to increase the maximum amount of money granted to 3 million;
- guaranty facility - allows you to take consumer loans Sberbank in the amount of up to 10 million.
Guarantee
This is a special kind of transfer guarantee by a third party banking organization.It does not take a loan, but agrees in the case of violations of the payments to take full responsibility and to resume service credit program.Consumer loans Sberbank require that a signature of a guarantor for amounts in excess of 1.5 million rubles.Also, this option allows you to significantly reduce the interest rate.
pledge object
They called any value, which passes into the ownership of the bank's breach of contract.To date, the most popular objects are mortgaging property and vehicles.Where the collateral is the car, it can replace the guarantee, which will issue consumer credit.Savings interest rate in which the most loyal, willing to provide loans to those who leave their car as a guarantee of payment.In some cases, the owner can even pick up the car with a pre-insuring it and install a sensor GPS.
Those who dared to issue consumer credit, Sberbank, a calculator which can be found on the main site, will always provide all necessary information on points of agreement and maintenance program.It's enough to visit the nearest branch of a financial institution or visit its official website.Get the type of credit can be for a period of from 2 hours to 5 days depending on the program and the required amount of money.
