If you do not have the money for a down payment, it is not such a problem.If you have an income that allows you to repay the loan, then arrange a mortgage with no down payment is possible.
Previously, the easiest way to get a loan was drawing him in a special program of the bank.But since the crisis began, these programs were canceled.Therefore, it is necessary to find another solution.To answer the question "how to get a mortgage without a down payment," first of all, is to ask one myself: "Will I have to pay?"If the answer is yes, then we have to make a decision about which mortgage program is right for you.
loan without a down payment to guarantee
This method is suitable for those who already have an apartment that can be given to the security of the bank.Probably easier to take a car loan without a down payment than a mortgage.But still there is a chance.There are several banks that issued loans to bail.It is worth considering a couple of points:
- Banks do not give the full value of the apartment, which is given bail.Most banks give about 80%.That is, if your property is valued at three million rubles, the loan will be about 2.4 million rubles.This amount may be less, as the borrower's income also affect the maximum size of the loan.
- apartment that you are going to give a pledge, should be exactly where is located the bank issuing the credit.
How to get a mortgage with no down payment mortgages by taking two at once?
If the first method is suitable for those who have a more expensive property and gets cheaper, that with this method it is possible to buy an apartment is more expensive, or, conversely, more cheaply.
In general, issued two mortgage loan: the first is intended to make the first payment, the security of tenure, and the second - on the security of apartments, which is scheduled to fly.
How to get a mortgage without a down payment, and which bank?So far it is known only one bank that is practicing this method of lending, which issued such
by loans with no down payment specified in a separate program.But there are enough high interest rates.Implement this method only using the compounds of loans obtained in several banks
How take mortgage without original fee at help consumer loans?
No deposit?It's very simple.To do this, take a few loans in different banks for different amounts.But it is necessary to take into account here that return the debts still have, and it can turn out more expensive than conventional mortgages.Also, these loans a maximum period of two times less than the mortgage.
like you found an apartment on credit without a down payment to get still possible.But before taking such a loan is very well assess their capabilities.Will you be able to pay multiple loans at once?
get a mortgage is quite simple, but the return is still needed!
