All we sometimes complain about the lack of money.But if you are not too lazy to carefully calculate your expenses, it appears that the considerable sums we let the wind and do not even notice it.As a result, there is no money, but there is no satisfaction from their use.Do you want to know what are the sources of savings in the household?How to save money without compromising the quality of life?Read on and you will find many useful tips.
What are the sources of savings in the household?
First, let's divide the spending on basic groups:
- Utilities.
- Various shopping.
- cost of food.
- costs associated with the maintenance of the vehicle.
- Communication costs and banking services.
Now let's look at each group in detail.
How to reduce bills for communal?
Terms of saving in the household, you can start to reduce such a large expenditure, as payments for electricity, water, gas.Try these tips:
- Change the old incandescent light bulbs to energy-saving fluorescent.If possible, it is best to go directly to LED.
- When your computer you do not need, do not put it into sleep mode and switch off completely.
- unused appliances, even a need to pull off from the outlet, as they continue to consume a small amount of power.In order not to bother each time with a dozen forks, use a surge protector and turn off all the equipment one button.
- Regularly clean the air conditioner, heater, defrost the refrigerator.In a state of neglect, they are much less effective and consume a lot of electricity.
- To save water put special nozzles on taps and shower, which reduces its flow.Always repair the plumbing, so it does not leak.
- When brushing your teeth, draw water into the cup, and do not leave it open.Remember, it saves not only money, but also natural resources.
- If your toilet is not the regulation of the volume of water to drain, put in a tank of a water bottle.Since its volume is reduced, and you will not overspend liquid.
- If you have a non-insulated house, the old doors and windows, most of the cost of heating will go down the drain in the literal sense.Slots near windows, doorways, in places where communications come into a house or apartment, are also a source of heat loss.
- possible for you to be more profitable not to pay for communal at average rates, and to put the counters.
buy wisely
rubbish and unnecessary costs - with all those struggling domestic economy.Techniques that help avoid unnecessary expenses:
- «to wait." not follow impulse "Buy!", Which appears in your head at the store.Wait at least a day before you rush to the box office.During this time, you are a sober assessment of whether you need one or the other thing.
- «shopping list» - say all the tricks in marketing powerless before the man with the list, where it is written, what to buy.It should learn from the strong half of mankind and not to succumb to temptations.
- «Will I be happier this thing?» - ask yourself this question when buying.That's really what you want to spend your hard earned money or just a momentary desire?
How to eat delicious and inexpensive
What are the sources of savings in the household, if you have most of the money is spent on food?In fact, a lot of them:
- Think of the menu for the week, shall describe what products you need and purchase them once a week.Ideally, you need to go to the market, there are many goods cheaper.
- Even if finances are filled, like a nightingale, that does not mean that you need to have only pasta.You can make a delicious and nutritious dishes of chicken, potatoes and cereals.
- Prepare your lunch to work at home, it is much cheaper, and so you can snack healthy food.
- Trim the costs of visits to cafes and restaurants.Today there are many turn-based recipes, which you can feel like a chef.If we do not want to stand at the stove, you can set the table at home dishes, bought in supermarkets culinary departments.
- Avoid fast food, fast food, snacks and sweets.This food only contributes to worsening of your digestion and waste of money.
four-wheel friend - good or infinite costs?
Answer this question comes every motorist, well, we only offer tips on how to save in the household, if you have your own transport:
- Many studies have shown that fuel consumption affects not only the season, the quality of the road, type of route (in the city or in the country), but also driving style.Moreover, this factor often outweighs the rest.Sudden acceleration and deceleration, jerk with a significant increase "appetite" cars.The smooth, neat riding - it's not only fuel economy, but also safety and comfort.
- Keep car in good condition.Do not hesitate to take timely maintenance.If you are able to perform the basic elements of its own - it is very profitable for the year will save you a tidy sum.
- Invest the money in the special additives that improve engine performance and help save fuel.
- find fellow travelers to reduce costs if you often travel alone.Now it is easy to do using special web sites and applications.
- unless absolutely necessary - walk on foot or use public transport.
savings in the household: tips
Here are a few tricks that will improve the condition of the family budget:
- If you do not use a landline phone, then turn it off.The same applies to cable and satellite channels that you do not look.
- Calculate the cost of mobile communications - may have more favorable rates.Do not overpay for services that do not use or are not much needed: ringtone beep subscription to the weather forecast, and so on. D.
- assess what costs you bear in connection with the use of banking services - here, too, sometimes you can find a better offer.Knowledge of tariffs of a financial institution will avoid the mistakes that cost dearly.Taking a prudent approach to credit - carefully read all the clauses and pay attention to the commission.For example, if you have a loan for 24 months, and each month you pay only 3% of the value of the goods (for example of the really existing loan programs), the purchase of you end up overpay 72%.
Now you know what the source of savings in the household.In fact it is only a small fraction of them, but try to apply this information and you'll be pleasantly surprised with the result.
