loan - the amount of money that borrow bank.At the agreed time it, as well as the additional costs and the percentage should be returned.
Loans can be classified by the method of payment of interest, shape and type categories, technology and method of credit method and maturity.They are divided into types and in addition will be able to a large number of other criteria, but it is unlikely that such information will be useful to the common man, who wants to take urgent cash loans in an hour.
credit for a large sum is not hard to take only the security of property or by a surety.The relatively small amount, say, calculated to pay for repairs or the purchase of equipment for the home, arrange a loan is easy, even without providing statement of earnings, the questionnaire need only mention the total monthly income.The main customers of the bank is not an obstacle in the design of the loan, term loan provides cash for an hour.
Even before the conclusion of the contract a bank employee is obliged to calculate the amount of the loan and the borrower to see the results.This item should include the actual amount that the customer receives cash or on your own personal account, the total amount levied per cent and the amount of the payment, taking into account other persons (if the contract so provides).Terms of payment of the loan in addition to stipulate in advance.
payments on loans classified as differentiated and annuitentnye.Annuitentnye - a payment of the same amount for equal periods of time within the stipulated in the contract.Another involves the payment of the fixed components of the loan and interest on the unpaid amount.Thus, to the extent that it reduces the unpaid loan balance is reduced and the percentage - permanently reduced payment each month.Often when issuing a quick cash loan in Moscow client is given the right to choose the type of payment at its discretion.Credit is able to be paid automatically using the write-off of money from the customer's account, cash on hand or transfer.
If there is a need to issue a cash loan without a certificate, it is important to pay attention to the interest rate, otherwise the cost of credit.It is able to be different in different banks, and will depend on the amount and type of the current situation in the credit market.The percentage may be paying over the life change that is required to be stated in the contract.Ask
payment loan with various banks offering the same bid, choose for themselves the most favorable offer, please read the contract carefully before signing it and only then bundle the its signature.
