Virtually every working person knows what 2 PIT certificates and what they are given.Well, let's start with the fact that any reference to the employee in the workplace must be issued at his request free of charge.Of course, we are talking about certificates, which, one way or another, reflect his career at the company.And without reference nowhere today!Go and try to take a loan on normal human conditions, if you do not bring with them a whole slew of bills.And to return the money for study or treatment without income and even impossible.
2 reflects our personal income tax revenues in the workplace.From this reference, it is clear how much we worked and how much is received.Help This is a particular form of standards that must be respected in any enterprise.Issue a certificate for the year, it reflects not only the amount of total revenue, but the monthly salary, as well as contributions from it.Validity Help 2 PIT at the request of banks is not eternal.Therefore, if the plan is to take an apartment in the mortgage, all inquiries should be collected in a short time, and between them there should not be a big difference in days.Validity Help 2 PIT clarify accountant or employee of the bank that issued the certificate.The paper itself will bear the date of issuance, signature of an accountant and head of the organization and the press.
Typically, Sberbank accept documents if the term of the certificate 2 PIT to issue the loan has not yet expired.Shelf Life Help 2 PIT in this case will be equal to two weeks.So, after a certificate was obtained from work for two weeks, not only need to collect all the required documents for the bank, but also to have time to pass them in the bank branch.
general, the period of validity of 2 PIT - a purely logical concept.Well, here you have the help from the previous place of the first half to give them a new job.But the new location yet, as time goes on.So not only can take two weeks and two months ... Well, then again, you go for the specified reference in the former place of work?Of course not.No one will look at the date of issue of certificate from the previous place as an important fact reflect income, not the date and month of issue.Two months later, nothing has changed - all the numbers will remain the same!
Why then lenders need to comply with the validity of the Help 2 PIT?Well, think for yourself, because the bank is important to know that you are able to enforce the obligations of the undertaking.Therefore, reference should be fresh.However, even if you are retired from a couple of months ago and have now an income statement, the bank will refuse to grant a loan to you, despite the fact that a fresh inquiry.How so?Yes, everything is very simple!Banks need not only fresh reference, it needs solvency of the borrower.And if you do not work, or work in a new place quite a bit, then you are a bank - a potential defaulter.And because he would not contact you!Accumulate at least three months time at the new location and try again.
Alas, but often it also happens that the term of reference 2 PIT met, all documents are in order, but the bank refused to grant the loan.What he does not like again?And it does not explain the reason in this case.And you look at the amount recorded in the certificate of their income.White Do you have a salary?Or do you hope that the bank will give a loan of one million rubles a person whose monthly income is equal to the minimum wage?And while the borrower has three dependents, and in the neck, and the rent is five thousand.
So people are buying the Left reference.It turns out that we have left, first salary (black from the floor), and then pay for false documents.But no other way out, themselves appoint and pay yourself a salary may only white owners of enterprises.And to live and receive money all want.Only all this, unfortunately, turns out differently.
