purchasing an apartment, you are going to use the tax deduction?Of course, because you have heard so much about it, but only as long as do not know exactly how to act.Well, we all live in the state, which takes care of its taxpayers, so that they are available when buying a property a lot of tax benefits.
In order to apply the provisions of your tax deduction when buying an apartment, you need to stick to the rules established by law.First, you should know that if the funds for the purchase of an apartment you stand employer, local government or other person, and you took advantage of maternity capital, the deduction you are entitled.You can apply a tax deduction when buying an apartment or private house only once.This applies to all those who have received the property deduction later in 2001.Exercise the right of deduction until 2001 with the purchase of an apartment or building a house can get it again.
tax deduction calculation is conducted on the basis of the cost of housing and the cost of its construction, but can not exceed 2 million rubles.under the new legislation (if eligible for the deduction has arisen since 2008.).If the deduction began to receive up to 2008, the maximum amount it can not be more than 1 million rubles.Bet on it 13%.That is, if you buy an apartment for 5 million. Rub., Then return to you 13% of only 2 million, and it will make 260 thousand. Rub.
Interestingly, while a tax deduction when buying an apartment assumed all?Unfortunately, it is not.Pensioner (not working);individuals - non-residents, individual entrepreneurs who use a simplified system of taxation or tax on imputed income, will not be able to do this.If you win the lottery, you buy from family or get a decent amount of dividends and it decided to buy an apartment, according to the law tax relief when buying an apartment you do not rely too.
interesting, but when you finally be able to get the tax deduction?On receipt of the document confirming your right to an apartment or a house.If the apartment is purchased in a newly built house - once you get the deed of transfer of property.
How to receive the coveted property deduction?
you need to collect a list of required documents and contact the place of residence to the tax authorities.But, in fact, a list of all the required documents:
- tax return form is strictly 3NDFL;
- a certificate of your income 2NDFL form (if you work more than one job, then each);
- the application of an individual taxpayer;
- a contract for the purchase of property (copy);
- evidence of ownership of a house or an act of transfer (copy);
- copies of receipts, bank statements for the transfer of money, receipts, etc., in general, all documents proving your payments.
attach to the list of application for a deduction, and your bank account number, which will be credited overpaid tax.
you can contact the tax authorities at any time, as soon as the tax period expires.
Alternatively, you can get a long-awaited tax deduction when buying an apartment from his employer.But go to the tax authority with a set of all the necessary documents will still be necessary.Not later than 30 calendar days from the date of your written statement and a package of documents collected by the tax authority must be validated by your right to use the tax deduction.Right this is confirmed by the issuance of notice at your workplace.Then it will give to the accounting department of the employer, and on the basis of this tax will cease to hold.
