Today, more and more older people give up the habit to keep their savings at home, use the piggy bank and use the services of banks.It is beneficial and convenient, as to make the amount of accrued interest.
Features of Sberbank
One of the most reliable was and remains the Savings Bank of Russia.Deposits for seniors offered by this financial institution, have high social standards.
Not so long ago, Sberbank announced a new line of investment proposals.Take advantage of these services may be residents of the country, which had turned 55-60 years.It should be mentioned about another gift that made Sberbank, - deposits to pensioners with higher rates.
In order to open an account need to be in possession of two documents: a passport and a pension certificate.In addition, it permitted to issue power of attorney to a relative.In this case, he will be able to freely dispose of your money.Interest is paid monthly, but can also be added to the deposited amount.Experts say that the contributions of the Savings Bank for pensioners will bring more revenue, if you open an account with a minimum period of 3 years.As you can see, the largest financial organization in Russia again takes care of the poor strata of the population.
Savings Bank Deposits for pensioners
What offers seniors the largest bank?Deposits Savings Bank for pensioners are characterized by their diversity.Judge for yourself.
- «Keep».Deposit with the highest interest.They comprise from 5.5% to 8%.At the opening of this contribution is not allowed him to replenish or withdraw funds.The first installment shall be not less than 1000 rubles.It is possible to deposit dollars or euros.The amount is not less than 100. The maximum term of deposit opening - up to 3 years.However, permitted and less time.
- «is added."This deposit will accumulate the required amount.It not only allows you to take interest, but also provides another opportunity - to replenish their accounts at any time.The annual rate from 5.55% to 7.25%.The amount of the first payment of 1,000 rubles, or 100 dollars (euros).Allowed to enter into a contract for 3 years.
- "Pension Plus".This contribution is ideal for working pensioners.You can transfer all or part of a pension at the deposit.There are no restrictions in the completion or withdrawal of money there.Annual interest rate 3.50%.However, the Bank shall pay them for this program once a quarter.
All these contributions Sberbank for pensioners allow more rationally manage their finances.Particularly pleased with the opportunity to issue a special social card, which is credited interest on deposits.Not always the elderly person has the opportunity to visit a bank branch, and go to the nearest ATM is not difficult.
Certificates from Sberbank
It is worth noting not only the contributions of the Savings Bank for pensioners, but also savings certificates.This security can be bought at any bank.You should only determine the face value and maturity.Interest ranges from 0.1 to 10%.After a certain period of time you can repay the certificate, thus get paid for it sum with interest.
In conclusion, I want to say that the Savings Bank has for many years encouraged us with their reliability and great deals without leaving aside the pensioners.
