If you are interested in this article, it is likely that you want to keep your personal homepage accounting .Many people, crimson idea of control over personal finances, begin to accounting, however, after a while, throw it up.Statistics show that about half of the people are throwing personal finance in one week, about 30% drop out after a month, and of those who remained, only 10% are true "accountants".
can ask the following question: why is not more than 10% of those who initially wanted to maintain their accounts?In this issue we will try to answer.
met many people who effortlessly earn good money, however, before the wages they can ask for money in debt.What is the problem of such behavior?Perhaps the problem arises from the lack of planning their expenditure and revenue.These people are unlikely to have any at all serious and long-term plans.
Planning is an integral part of the management of their finances.This plan will allow us to achieve the desired goal.For example, if a person wants to make a major purchase (car or home), but at the current time it has no money for it, then why is this person should start moving to the selected target?To some it may seem that you need to start planning, but it is not.First, you need to get data on the basis of which will be based further planning, roughly speaking, you need to look around and to estimate what is located at this time.
It is for the original data and need to conduct personal accounts, which ultimately gives information about what a person owns at the moment.Step number two in order to achieve the selected target will just be planning.After accumulating information about its expenses and revenues, may be making a list of deliverables.This list can be entitled "Plan of Action".If you set a very "big" goal and the current financial situation does not allow it to achieve, it is not the end of the "dream", because it will have to look for additional opportunities and sources of income.
to conduct home accounting program can be used jMoney.Prrogramma has distinctive features - a combination of simplicity and high performance.If you spend a few minutes a day out to pay their expenses or income at the end of the month, you can get a full report on their spending.The program interface is intuitive, because the main sections have the form of bookmarks.For example, on the tab "Costs" is all the information about the user and the tab "Users / account" has everything to do with user accounts.The program can be used in multi-user mode.Each user can have an unlimited number of personal accounts in any currency.If desired, the program can be used free of charge jMoney, this user must have income less than indicated in restricting to a particular version.Also, the program has a trial period of use, which is equal to 45 days.This period is enough for the user to be able to determine whether he should continue to their home accounts.
