organization of the business is always associated with certain risks.Any entrepreneur calculates in advance such moments.Enterprise Risk Assessment should be carried out in advance at the stage of execution of the business plan.Such a document as a business plan, there is no accident.It allows to visualize all the possible problems that may be encountered on the way.The risks of the enterprise can not be separated clearly, because some of them have no borders.
For example, it is very difficult to separate the investment risk from the financial.However, when writing a business plan yet defined a clear pattern emerges.It is becoming apparent that, for example, operational risks have several manifestations.In the first place, of course, the probability of accidents and various external negative factors.However, for these categories of risk factors lurking inside - stop production.This can happen stop for various reasons.Enterprise risk associated with stopping work organization associated with financial risks.The company may cease to produce products due to lack of funds.It may also occur due to suppliers.Such moments it is necessary to anticipate before the company starts its activities.
Financial Risk Management Company at the beginning of the entrepreneur takes over.Later, he may have to hire professionals.One of the most unexpected items on the list - is the risks associated with the action of the authorities.It would seem that the crisis in the country is not expected and the political system is unlikely to change.However, at any time can be signed laws restricting the company's work in a particular area.Calculate the risks of such enterprises is difficult, so the businessman posing next to the item description of "minimum probability."
Bank risks associated with loans, debts, and the abuse of banking institutions.To minimize the likelihood of suffering from the activities of these organizations, it is necessary to calculate credit debt and do not take an excessive amount of money.
The structure of the enterprise risks can be simple or complex.Compound - are those which consist of simple overlapping factors.
estimate of the probability of any risk may not always be accurately determined.For example, in the case of suppliers it is always better to have a backup plan to continue operations.You can not rely on one agency, no matter how impeccable reputation she was.There is always a place for human factors and force majeure.Some risks are not proschityvatsya.For example, starting a business in a quiet area, you can not take into account the probability of the crime situation.But after a while the situation in the region may change.
randomness - is also a point of risk, but it is usually not taken into account.Minimum payment risk consists of several items.First of all, it is necessary to check the distance from roads and enterprise sources of raw materials.This can be very important.The same applies not only to companies but also stores, for which the wrong location can be pitiable.The attitude of local authorities - another important point, which everyone understands the importance of an experienced entrepreneur.Also, it is necessary to find alternative sources of raw materials or suppliers that do not depend on a single source.The proximity of engineering networks means it is necessary to take into account.Remote communication will cause additional costs.Good help in accounting risks may be SWOT-analysis, which will reveal the possible threats to the enterprise.
