of the banking and credit institutions directly related securities and various treatments, which is an integral part of such a thing as acceptance.This word refers to a large number of operations, but the basic meaning of which it is - consent.In particular, the acceptance of payment.Acceptance form of payment is gaining popularity, it is gradually coming organizations and companies not only in Russia but also worldwide.This greatly simplifies the process of payment and receipt of funds, allowing to protect themselves from undesirable consequences.
acceptance - is the direct consent of the payer to transfer funds for goods or services not only within the country but also abroad.In addition to this interpretation, there are many variations of this value.Here are the following species considered consent.
Species acceptance
| acceptance | Types acceptance | value |
| positive | any payment request, came to the bank in the name of the payer must beIt adopted or rejected it in writing | |
| negative | for this kind should be given a written statement only to reject the transfer, upon confirmation of payment no documents need | |
| preliminary | organizationagrees to withdraw funds before the receipt of the request, but a direct transfer takes place only after the expiry of the acceptance | |
| subsequent | payment is made immediately (within the operational banking day) |
acceptance - itnot only its four varieties!There are also his complete and partial forms.It should be noted that for some payment requests consent of the payer is not required.For example, when paying for post and telegraph and public services, transportation services to certain types of goods to withdraw funds from the main current account user automatically.
This concept can be seen as the other side.For example, the two organizations plan to sign a contract.It is necessary to perform a few standard rules and procedures.So, first of all, one organization shall invite the other to enter into this agreement, and the second is to accept.This occurs in two stages.The first stage is called the offer and acceptance - the name of the second stage.
As mentioned, discusses the concept is also closely linked securities.It is said that most of them used for acceptance of promissory notes or checks the form calculations.This procedure is conducted exclusively within the walls of credit and financial institutions.
This security as a bill comes in two forms (simple or transfer).Both options mean by an acceptance.Bills simply contain the promise that the person who gave this paper, after a certain time to pay some money to the recipient.However, this document should contain the name of its first owner - the person who issued the security.When the bill payment accepts another person.That is a third party referred to in the paper, can make the necessary transfer of funds.
In accordance with Russian legislation, the acceptance must always be complete and does not include other conditions, t. E. Unconditional.
