component of financial success or how to learn to save.
Financial freedom in this life beckons its bezgranichnymivozmozhnostyami probably each individual.Get everything out of life, to pay the bills just the ticket of national banks, it is very best.But the path to this goal is difficult and lyubomudostupen and posilen.
absolutely rainbow plan to achieve this goal, this is where you come in the morning a telegram.And it says that your a relative who emigrated from Russia in 1917 in Argentina, died.The legacy left island somewhere in the Pacific Ocean and a few hundred million dollars and you only one direct successor.Although it is "sticky" script for a Hollywood film of pop.In our life, everything is much more prosaic.
In modern life, you must learn to save.It should be cost-effective and reduce all absolutely all costs.What you did not spare the resources, the ultimate goal of saving will still be paper national banks as almost the only equivalent of material value.
How to save money?
Rules of saving money used back in the ancient world.Known as the "Babylonian parables", a treatise was telling about the basic rules of saving money in the richest polis Ancient Babylon.The basic rule of saving money was to preserve, leaving part of the money earned as a reserve for subsequent investment in a profitable business.
In today's world the principle of saving money is based on the most ancient postulates.But to evolve.Our civilization, modern machine intake configured to extract as much as possible of Finance.Moreover, in this mechanism, all tied, however, in various degrees.Modern
saving money based on some basic principles.
methods of saving money
postpone tenth of the total monthly income on deposit accounts in banks.The main thing that the deposit should be simple vpolzovanii and guarantee fast cash withdrawal of banknotes without a serious loss of interest income.You can always find itself in any region of the CIS.
remaining ninety percent of the revenue should be spent wisely.It is necessary and in this part of the money to squeeze as much as possible svobodnyhsredstv.As practice shows, for having an average income, Customs Soyuzaeto quite real.However it is necessary to show perseverance and commitment.You just need to learn how to save money.
first thing that will make it begin to conduct home accounting.To produce a full accounting of the movement of funds.Record all comings and raskhody.Prichem not just figures, namely budget items, ieExplanations on how much was spent.For this approach both specialized software and handwritten Excel spreadsheet.The first month saving you only have to write everything down.Next, analyze and find bloated and unnecessary budgets.
They may be as follows.
payments for an apartment.No odinekonomny owner does not allow himself to pour water unnecessarily, keep the lights on, wasting excess heat energy.At first glance, these payments may seem penny, but it is thin and does not stop the trickle of cash flow out of your pocket!Believe me, if you add up all of these leaks, the result will abundant river unnecessary costs.And on it you have to build a dam.First, it can be heat meters and electricity, water meter, energy saving light bulbs and appliances, insulated facades, high-quality window and door systems.
next point is not to disregard the system of discounts in supermarkets and sales.Half the world is buying at sales and enjoys discounts.I'm not talking about spending on cheap goods.No.The point of the season and storage of client discounts.This is a direct step to saving money.Buying tour to the Maldives or a new mink coat, originally should inquire about possible discounts on similar proposals from other operators.
important factor in saving money is to get rid of bad habits.Such as nicotine and alcohol.About heavier drugs, I do not say they should be isolated from society once and for all.You just should calculate how much do you smoke in a month, a year, five years.And how much you smoked for 10-20 years? Repairs in the apartment or at least a holiday in Thailand?Next
vampredstoitizbavitsya of debts and credits.This is a real washout money, which leads to a crash.Too bad loans for housing remains unaffordable and immediately disown them fail.It is necessary to prohibit the borrowing itself.You must get used to living on their own, a certain amount.You also need to stop to lend without interest earned moneys to third parties.This does not need anyone samorityanstvo connects your financial activity and money management.It does not focus on the preparation of competent and clear budget.
These simple rules will help to save money no longer wonder how to learn to save money.Will begin to cobble together the capital that you can start investing.However, you should always remember about saving and rational use of funds.Now you know how to learn to save money is the main material.
Good luck to you!
