What is a bank account?

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Bankers - a series of information necessary to carry out various operations, such as the transfer of funds, transfer of obligatory payments, etc.

importance of these data is extremely high.Fill in bank details must be very careful.At best, the errors can be identified by bank employees, then it is necessary to rewrite the payment order.At worst - the money will go not to the right place.Of course, such an error can be corrected by writing an application to the bank, but the refund will take a considerable amount of time to return is no longer possible.All the more so when the erroneous transfer of mandatory payments that are necessary to make a specific time, the delay can go (it is a direct consequence - fine).

What include the bank details?The key without which it is impossible to conduct any operation, details are: Bank Identification Code, the name of the payee's bank (the sender), the correspondent account.This is followed by data that indicate a certain type of accounts: the current account, TIN recipient (sender) and, of course, the personal data of the recipient.

consider in more detail the basic bank account.They point out, in what the bank opened an account to which you want to transfer money.BIC (Bank Identifier Code or) has nine digits of which is sufficient to know only the last seven as the code of any bank in Russia starts with the digits 04. As a rule, any bank tellers should be able to "read" the information you need on these figures.According to this code, you can set the city in which the desired bank, and the time of its opening (registration and licensing).Correspondent account indicates the account number you require a bank with the Bank of Russia.The accounts of all the institutions are identical, changing only four digits (the last three and ninth).

What are the details of a credit card?This is the information necessary to carry out monetary transactions with your card.For example, deposit, transfer funds from one card to another, the transfer of wages and other income.Which includes the bank details for the card?These include: VAT, CPT, of Enterprise, checking account, correspondent account, BIC and the account number.It's all the details necessary for the transfer of mainly wage transfers.A major credit card details are: personal account - to carry out monetary transactions and PIN - to identify you.

How can I find bank account details?Ways - weight!The first and easiest - to look at the envelope, which is a plastic card.Although the bank immediately warned that the envelope is best to destroy, to PIN did not get into the wrong hands.If you got rid of the envelope, the details should look at the bank's website.But here you have a personal account, of course, do not know.Only available details.In this case, you can call the telephone number on the back of the card.Only the record numbers must be very careful!Another way - to go to any branch of your bank.Here you all and tell and show!