Let's look at how the opening of the account of an individual entrepreneur in the bank.It should be noted that this procedure can take place only after the state registration of the IP.At the same time the most pleasant thing for a businessman is that he has the right to have multiple accounts in different currencies: any restrictions in this respect in the Russian legislation does not.
Generally, we are interested in the procedure can be divided into several stages.
Stage №1.Choosing the right institution.When the business owner starts to think about where to open a bank account, then first of all he is interested in the organization of reliable and financially stable.The second most important criterion - the cost of maintenance.If the city has at least two representative offices of different banks, you can be sure that the cost of the same services they will be different.In this case, special significance becomes known financial institution in the market.After all, what is known and large, the more expensive the service will be.In addition, please note the following points:
• level of development of the branch network - important in the case in the normal course of business have to make payments to the counterparties located in other regions;
• Bank, which caters to business partners - using the services of the same financial institution provides high speed of calculation and the minimum commissions for various operations.
As for location, it is the least important criterion.Development of systems such as "Client-Bank" allows you to carry out banking transactions without visiting a Branch (Branch).These systems are interesting and the fact that their use is cheaper than in the case of personal campaigns in serving financial institutions.
Stage №2 - the direct opening of an account of an individual entrepreneur in the bank.From the IP in this case required to provide certain documents.They include letters from the statistics (codes), the certificate of registration (issued by the tax authority), certificate of state registration.Serve must be original, and a copy of the listed securities.
also open an account of an individual entrepreneur involves design signature cards.All other documents banking institution will provide for free.At the moment of authentication can be carried out either in the presence of a notary or bank manager.The second, of course, very convenient for the customer.Further, the parties signed a maintenance contract, and we can assume that the main goal is achieved.
However, the businessman should be aware that the opening of the account of an individual entrepreneur in the bank means a notice of the event the tax inspectorate, the social fund.Insurance and Pension Fund.This is, incidentally, the third stage.Visit all of the organization personally do not need to, because you can use the services of mail.Do not think that a notice of tax and other services is optional.Quite the contrary: the law clearly stipulates that every businessman is given exactly 7 days to do so.
It would be naive to believe that the opening of the account of an individual entrepreneur in the bank will pass unnoticed by the Federal Tax Service.The fact that the financial institutions (banks) independently transmit all the latest information.So try to keep within the law tempered week.
