Money in the form we are used to - bank notes or coins - this is only a small part of them.With the advent of innovative communication technologies and high-level software a large number of operations with funds placed it in non-cash payments.This is reflected both in the activities of the world's financial centers and in the everyday lives of ordinary people.
modern payment systems receive different ratings.Those that have long proven themselves in the finance market, has long been used to the extent convenient and easy, which is almost imperceptible.This, first of all, international payment systems - credit and debit cards.
Real money mode "invisible": bank payment systems
most famous and popular in our country payment systems - Visa or Master Card.In fact, there are many more, but these have gained a huge spread in the world and have become leaders in their field.After making a simple plastic card with their logo in the corner of each consumer can pay for goods or services using it.In addition, special terminals can withdraw cash.
Other payment systems also receive good reviews.It's Dinner Club, American Express, etc.They are more in Europe and America.
Chips - electronic wallets and settlement system
different from the classical systems of non-cash money transfer method for e-commerce emerged with the development of the Internet business and shopping online.To simplify the process of payment for goods and services in the virtual world have been established payment systems on the internet that make payment in real money terms, and their analogues.
Such payment systems responses received did not immediately good.Problems with some of them periodically arose many users.Besides the exchange of real money into conventional units are not credible.But over time, this method of financial transactions has been appreciated, and among the large number of payment systems stood out leading companies in the international arena and within the country.Here are the most popular and famous of them:
- PayPal - one of the best systems in the field, there was a long time ago and is popular all over the world.It is possible to pay in euros or dollars, it is easy and convenient to use it in international operations.But for the inhabitants of our country, there are certain limitations.
- Liberty Reserve.More common in America and Europe.Note that these two payment systems receive feedback from the citizens of Western countries only positive.The Russians are working with them a little.
- Webmoney.The best-known and serious electronic payments system in Russia and the former CIS countries.Using its electronic purses convenient and easy, it has won the trust of a large Russian-speaking Internet users.
- Yandex.The system, created on the basis of the search engine has a lot of customers and enjoyed success in Russia.
No related electronic systems are now quite a few, some are developing quite rapidly, while others disappear with time.Soon the money will go to virtually "invisible" area, and the cash will be rare.
