If we analyze the supply of domestic banking institutions in terms of card products with a credit limit, it becomes clear that the credit card of Sberbank, reviews of which are mostly positive, is the most interesting product.Among its main advantages include:
• low interest rate;
• extensive branch network of the bank.
You ask how connected network of offices (branches) and credit card?Sberbank (testimonials of people, and this is confirmed by the official website) has more than 19 000 of its representative offices in Russia, including 17 regional branches.This means that the owner of the product in question can safely apply to any of them to solve the current problems.It is clear that, ideally, better to work with the department, where the card was obtained.But in an emergency will not be the same customer to wait for the trip, for example.
Domestic banking institutions very cautious on the issue of loans to individuals.It is no exception and Sberbank.Credit card (reviews can be found easily, for example, the World Wide Web) is issued to citizens who have reached the age of 21.As for the maximum age for the borrower, it should not exceed 52 years at the time of registration.Also imperative is the fact of continuous employment relationship for 12 months.At the same time a potential borrower on the last job must work at least 6 months.If the client is fully falls under these conditions, then you can safely go to the nearest branch.Not forgetting to take your passport and a certificate reflecting the size of its official earnings over the past six months.
should also be noted that the credit card of the Savings Bank collects positive reviews.For example, it may be issued to individual entrepreneurs.By the way, not every Russian bank offers this service.
With regard to tariffs, the financial institution mentioned favorably on the general background.For example, for the use of borrowed funds holders of "gold" cards (Visa and MasterCard) pay 17.9% -23% per year.Lower class - MasterCard Standard and Visa Classic - costs the owner of 19% -24% per annum.If you return borrowed money during the grace period, the credit card of Sberbank (real reviews of borrowers, this is confirmed by the way) does give the opportunity to use funds at virtually no cost.Please note, the second name of the grace period - Grace period.
Finally I would like to say that at the request of "Savings Bank credit card reviews" can be found fairly negative and excessively emotional comments cardholders.A more detailed study of the situation in which citizens could visit, it is clear that in most cases the bank is not to blame, but a specific employee.That notorious human factor.It is obvious that the work of one person can not judge the whole system.But life is so impossible.
