«What a pity that do not give maternity capital for the first child," - sigh young mothers.Indeed, as a rule, young families, where the couple had just got married and brought the baby in need of better housing conditions and material support.The current reality is that save for their living space husband and wife own, without the support of parents may years to 40. Besides the appearance of the kid seriously undermines the family budget (instead of two salaries for two remains one for three), and the family can no longer pay feesmortgage.
why couples or pull up to the birth of the last child, trying to turn out the base material, or give birth to one or wander the removable apartments at 15-20 years.Naturally, in such a situation, the maternity capital for the first child would significantly improve the situation, because many young families immediately after the baby it would be possible to acquire or expand their living space.
Currently, the only help when a child is born, you can count on my mother, intending to maternity leave is:
- Compensation for early formulation of registration in the antenatal clinic.This federal payout is only 400 rubles.It can get working women in the workplace, if they stood on the account up to 12 weeks.The purpose of this compensation - to attract women in antenatal clinics in the early stages to identify any fetal abnormalities and, if necessary, in time to support the drugs future mother if her pregnancy was complicated.
- largest lump sum payment which is received by a pregnant woman - a guide to pregnancy and childbirth.Of course, the amount can not be compared with the mother's capital, but if the future mom works officially earns well, the amount can go pretty well.The maximum it can reach about 168 thousand rubles.In fact, it is selling that woman gets 140 days of maternity leave.And it is calculated individually - The average official salary multiplied by the number of days of rest.
- allowance for child care up to six years.It paid an official part of the salary and 40% of monthly income.
- compensation payments from 1.5 to three years at a rate of 50 rubles a month for some categories.
As can be seen, the maternity capital for the first child would not be superfluous as a material support for the family.However issued it only the second child, and can be spent on specific purposes: the improvement of living conditions of families in the education of the child, including, and the paid private school to supplement the retirement account of the mother, with use it only three years afterthe birth of the second child.The reasons are obvious: the mother, leading asocial way of life, do not understand the legal nuances, often give birth to another baby to get a large sum of money.
exception - the mortgage.If the family is "hanging" a long-term credit for housing, maternity capital can use immediately to close all or part of the debt of the debt.
Do the maternity capital for the first child?Do not give and will not give in the near future.But now the development is the law under which the women retain the right to receive an allowance for child care up to three years, regardless of the number of children.True to date source of benefits is not defined, and in addition, it plans to introduce benefits in different areas at different times.For example, in the Sverdlovsk region the law should come into force from 01.01.2013 year, and in the Lipetsk region and Orenburzhskoy to 01.01.2014.
In many areas as support for large families pay a lump sum large sum for the third child (depending on the region of 50-100 thousand), which can be spent on current needs.
