Plastic cards can distinguish between many aspects.Separate the cards by type of funds:
- Debit.Holders of such cards are used for payment transactions equity.
- Credit.Payment for goods / services at the expense of the bank charge interest on the arrears in proportion to the amount and term of the loan.
Among the standard card types can be distinguished and 2 varieties.The degree of protection cards are divided into these types:
- embossed card (what it is, will be described below).
- Neembossirovannaya card.
What is embossed bank card?
complex process of production of embossed card protects the owners against unauthorized use.Fraudsters harder to make a duplicate, so the purchase of a map are better protected.
In the simplest sense embossed bank card - a card that has a greater degree of protection.All the writing on it convex (name and surname of the owner of the card, expiration date, card number and other information).Data can not be applied quickly, so production of the card occurs within two weeks.
embossed card - what is it?Why are not all the cards so reserved?Read about it on.
name, chipovannye and instant maps
What is embossed card and what other remedies it may have?As a rule, the card, in addition to the owner, additionally protected chip.If such a card in your hand, then any purchase should be made only with your confirmation.The signal for the bank in this case will be entering PIN-code.If the chip is missing, the card is not fully protected, because the presence of a magnetic strip allows you to carry out the operation without entering the secret code (PIN).
Under the rules of the seller must be sure to check passport details and data on the card.They must match.Therefore, when traveling irreplaceable embossed card.What does it give you?The belief that the money no one except you do not use.The cash can be stolen, and then the journey will deteriorate.
Maps instantaneous production - it is basically a credit card that package quickly.Amounts of them are small, and therefore the Bank is not particularly concerned about the extent of their protection.These cards to pay for purchases not better, at least in the online stores.And in other places - to take precautions.
Where else using embossed card?
In addition to banks, such a standard card is used in large organizations and trade networks.It is necessary to organize the identification of capacity in the system and time tracking?To cope with this embossed card.What is it and why it is needed in the chain stores?Embossed card stores important data about the owner, the size of its discount stores, and takes into account all operations to its application.It gives the company access to confidential information.It is also intended for the promotion of the store or online for buyers.
embossed card is different in their appearance from normal, so it is made also to attract attention.It shows the status indicates the importance of the person or the scope of business activities.Externally embossed card is more attractive, and hence, the desire for the other.
Neembossirovannaya card: why still use it?
It would seem that for all its faults, non-personalized card (ie. E. Neembossirovannaya) must have been a long time cease to exist.But banks are still actively producing these types of cards.And they are many.What is the reason for the success?
cards of this type are issued very quickly, so, whether her debit or credit functionality, you will get it immediately after filling out the questionnaire.Information about you is minimized, if it is a debit card.Credit cards are issued neembossirovannye usually 'tied' to the core product.For example, when you make a consumer loan officer of the bank can offer you a card with a small amount from the bank with zero service just in case.Or will be given a map with reference to your loan account for its replenishment via ATMs.
non-personalized card has lower maintenance costs, if any, that is provided by the contract.Such "payment instruments" available mostly to the level of "Standard".A card-level "Classic" and above ("Gold" and others.) Are mostly customized.They are required to have a higher level of protection: there is evidence of the owner, a microchip, the CVV code, and so on.
map What to take with them abroad?
If you compare the cards and embossed neembossirovannye, the priority in any case, at the first sight.Travel to any European or any other state in the country requires spending.Plastic cards are not to be declared at border crossings.But for cash impose strict restrictions depending on the host country.
Plastic cards must be some, at least two for the trip.If one is lost, it is to restore Russia does not have.The main thing - to block.The second card will save your trip.
As regards payment systems, the choice between VISA and MasterCard are not so important.The main thing - is the level of the card.For booking cars, hotels and make payments not fit any lower than Classic.In principle it is only when converting currencies.If the Russian bank you have opened an account in a foreign currency, it is better to have it to you before you travel geotagged.So the amount of fees will be less.
