First, let's define that the structure of the bank - it is not just a set of departments and other units within the regional offices, which runs strictly Board.In fact, we are talking about the internal organization of the financial institution, which allows you to:
• formalize the structure and management methods;
• to develop the foundations of relations within the organization;
• define groups of performers.
In addition, it is necessary and appropriate system of control of all emerging within the structure of relationships.
Sounds a bit complicated, is not it?But that's okay, because the structure of the bank - the most important aspect that allows you to achieve the main goal: to achieve the goals that were set before the financial institution, for example, the general meeting of shareholders.
Generally, modern management is characterized by the presence of several models, so to say, the configuration of financial institutions.At the same time, the structure of the Bank of Russia - this is not no Management.This Constitution and the specific federal law determines the composition of departments, whose responsibilities include, inter alia, and control of other participants in the banking sector.Tellingly, the main banking institution of the country uses in his work is mainly economic management methods.However, in special cases, they can be replaced and administrative.The current structure of the Central Bank is a unified system, the management of which has centralized and built vertically.
But back to the "ordinary" participants of the domestic banking industry.
most traditionally considered mechanistic structure of the bank.It is of two types: functional and divisional.
The first is characterized by individual units, each of which is designed to perform a clearly defined range of tasks.We should talk about the vertical hierarchy of departments, composed of departments, divisions, and so on.In other words, we have the operational division: credit, operational, currency department (sector).
With regard to divisional structures, there fission is taken into account at the orientation of the region, consumer or product.Accordingly, every employee of a particular division - a kind of "universal soldier", ready to offer the customer a complete service for the types of services provided by a particular bank branch.Often the inside (department) employees divided into several departments.One of the controls work only with individuals, and the second - the sole legal, the third - with VIP clients.However, those who work with the clients, refer to the front office, and those who are engaged in registration of the relevant documents, - to the back-office.
mechanistic alternative is the organic structure of the bank.In this case, the financial institution is focused, first of all, to the changing environment.So here to distinguish between the type and structure of the project matrix.First created for the execution of a specific project, and the second - are, in fact, a mechanistic structure, which combined with the design approach to the implementation of a job.
