On the internet a lot of advertising agencies, offering their assistance in the purchase of real estate.However, their services, regardless of the small percentage, with the current housing prices translate into a large sum.How to carry out the transaction on their own?Where to start purchase of an apartment?Step by step guide will help you understand all aspects of this issue.Looking for an apartment
Search property just seems easy.In fact, it is complicated by a number of criteria: binding to a specific area, number of rooms, total area, a certain amount of money, and so on. D.
It should be noted that the price of the apartment does not depend on the number of rooms in it, and is calculated on the price per squaremeter.Studio apartment can have an area of 95 square meters.meters and two-bedroom - 62 square meters.m. That is, in this case the cost of one-bedroom apartment is less than a one-room.What else to pay attention?How is the purchase of an apartment (step by step instructions)?In Moscow, as in other cities, the price of real estate depends on many aspects.Among them - the attractiveness of the area, type of house, its remoteness from the center.
How to approach buying a flat: step by step instructions
Once you have found a suitable option for you, you will need to contact the seller and to clarify some issues.Namely: the relevance and value of transactions.If there are no changes, you must make an appointment to inspect the apartment.
At the appointed time should again call the seller, ask whether the plans have not changed, and specify the time.If the sale is carried out through a real estate agency, is likely to offer the agent in charge of the transaction before the demonstration to meet the apartment, in order to ensure the hardness of your intentions, as well as to protect the seller from dubious persons.It may also ask you to sign the inspection sheet.This is done in order to prevent the transaction of purchase and sale, bypassing the agency.
How does buying an apartment?Step by step guide recommends that special attention be paid to "get acquainted" with the probable new housing.It is necessary to pay attention to the process of inspection, so that in the future not to bite his elbows.First of all, pay attention to the entrance.That it should be the opinion of the neighbors and the work of public utilities in the house.When buying an apartment on the ground floor, carefully check the baseboards and wall joints, the last - the wall in the absence of streaks.In the latter case, a large number of new carpets and wallpaper should make you doubt and give rise to more thorough checks.If the apartment is a corner, pay attention to the quality of the insulation.
Also, check the plumbing and communication.Inspect pipes, their status, check the noise level, open the taps.Sometimes it comes from the drains smell of sewage, and it appears periodically and at the time of inspection may feel weak.So do not be lazy to talk with neighbors and find out about their hidden potential "surprises".
not settle immediately!Haggle!
What happens then buying an apartment?Step by step guide recommends that if you all morning, it is necessary to discuss the price.Arguing identified shortcomings, can be persuaded to slow seller price of the apartment.Thus, the price can be lowered by 10-15%.But be careful.Reduction in the amount of more than 15% should alert you.Usually, the reason for such generosity - hidden defects, which can be found only in the operation of, or legal aspects that will bring you a headache (at best).
Prepayment
continue our study is to buy an apartment.Step by step instructions still helps to understand the issue.With the general agreement on a deal to guarantee its completion is necessary to conclude a preliminary agreement.This can be either a contract of deposit or advance contract.In the first case, he will keep the seller in the future search for customers, as in the case of changes in the conditions of the transaction, as well as the rejection of the sale the seller will be obliged to pay the sum of 200% of the deposit amount.A violation of the agreement by the buyer would result in the loss of the amount paid.On receipt should be clearly stated that the money transferred as a deposit.
The second type of agreement at break of the transaction (as the seller and by the buyer) the money back anyway.The Advance agreement should specify the size of the amount paid, the total price of the apartment and the release date for the transaction.Be sure to make a note that in case of any facts that impede or infringe the right to further use and disposal of real estate acquisition, belongs to an advance refund 100% of the volume.
Verification of legal purity estate
Under the law refers to the purity of the absence of any obstacles to the sale, restrictions encumbrances and restrictions of ownership of the apartment, there was no reason to challenge the legality of the transaction and invalidation.
can secure yourself when scrutiny of documents owners house and careful study of the history of the resale of the property.
What includes the procedure of buying an apartment (step by step instructions) at this stage?
- The first step is to study the house register.It made a record of all who have ever lived on this territory, as well as information on the privatization of the apartment.Extract from the personal account in the VES can be taken only by the owner of the apartment.Carefully keep track of all owners, and prescribed in the housing, to accident or intent, no one was "forgotten" in the apartment, change the host.
- next step is to visit the Agency for State registration and land cadastre.There's a single registry stores information about all transactions, restrictions and encumbrances to the apartment.
worth noting, home ownership from the owner - this is not the most important thing.What is important is the fact that he had the right to use it.The owner must be capable citizen.If there is a shred of doubt on this issue, it is best to protect themselves and asked to submit a certificate from substance abuse and psycho-neurological clinic.
signing of the sales contract
After you verify the security of the transaction, it is necessary to conclude a sales contract.He must comply with all the conditions stipulated by the law.These requirements are regulated by the Civil, Tax and Family Code.
The contract must necessarily contain the following items:
- name of the contract.
- actual place of transaction.
- date of signing the contract.
- Introduction.It should consist of a list of parties to the transaction with details of identity of each participant (passport - for adults who, for the rest - a birth certificate).If one of the parties is a legal entity, it must include the name and detailed particulars.
- Property (the area in which floor of the house the apartment is located, how many rooms).
- Address property.
- cost of the facility.
- Term and payment.
- information about registered residents and the period of their removal from the register.
- term and procedure of transferring the apartment to the buyer.
- Indication of compulsory registration of the contract.
- Specifies the number of copies of the contract.
- Signatures.
procedure for purchase and registration of apartments (step by step instructions): registration
real estate transaction can not be completed without its state registration in Rosreestra.Term of consideration should be no more than twenty days, though at times during the procedure takes up to one month.
At the state registration transactions carried out legal examination of documents and verification of its legality.This procedure is legal evidence of origin, limits, transfer or termination of rights to real estate.It is the only fact prove the existence of such a privilege.
transmission apartment and signing of the act of transfer
Here we come to the final stage on the question of how the process of buying an apartment (step by step instructions).The last document confirming that the transaction is concluded in the framework of the law, a transfer certificate.It registers the fact of transfer seller of the property, including the actual use and possession, as well as the adoption by the buyer.
in the contract of sale must be registered item, which specifies the time during which the seller is obliged to vacate the apartment.Upon receipt of the documents necessary to specify the exact date of the transmission of purchased property.Once again discuss what should remain in the apartment (all the information must be specified in the preliminary contract).At the specified time, and the signing of the deed of transfer occurs.The contract is concluded in two copies, one for each side of the transaction.
Before that, inspect housing, take the receipt confirming payment of the rent and utilities, the inquiry about absence of debts and, most importantly, the keys.If everything is in order, sign the document.
In addition, you can ask the former owners keep records of previous transactions in the apartment.
Since securing the signature of the act of transfer buyer becomes full owner of the property and can proceed to registration of residence at the new place of residence.
insurance transaction
we detailed how the purchase of an apartment (step by step instructions).Making insurance contract of sale (or another title insurance) - a voluntary process, and, unfortunately, does not have much popularity in our country.It protects the buyer in case of deprivation of his ownership of the apartment.The insurance amount is paid in the case of invalidation of the transaction.
make out insurance is recommended in the following cases:
- seller is not the owner of the apartment.Cancellation of the contract may be recognized in the event that the owner until the signing of sales declined, but the trustee is still a deal.
- The process involved a minor.The contract will lapse if the guardianship prove that after the sale of the real estate housing the baby's position worsened.
- Contract value lower than the market value of the apartment.
you Successful transactions!
