good turn deserves another.If you borrow money and want them back, take the person a written undertaking.Such a document is called a signature.
receipt - obligations of the parties in writing that, if necessary, may be considered in court.
To guarantee one hundred percent recovery of the receipt, it can assure a notary.By law, it is not required, but preferred a certified document to the court.
receipt is made by the borrower by hand.To identify this man one of his signature may not be enough, so it is best that the document had been given the names and passport details of two independent witnesses to the fact of borrowing money.If you need to write a statement of claim for the recovery of debt on the receipt, these people will give evidence in court.
Standard compilation released there.But in this document, drawn up in any form, must necessarily be complete information about those who are in it appears.It is necessary to specify the name, surname, patronymic name, residential address and registration, passport details.The amount of money should be written in numbers and letters.The document should be required to specify for how long the money borrowed and when they should occur a full refund.The receipt also required the date of its preparation, signature and decryption.
The document may appear on the borrowing rate of interest and penalties for late repayment.
Some citizens require presence of guarantors of borrowers - people who in case of problems will be able to pay for them.
When compiling taken into account the recommendations set out above, it is hoped that in the event of debt filed a lawsuit to recover the debt would be reviewed and approved.
If the borrower does not return the money in time, it should be several times to warn him orally that it provides for liability (Art. 808 and 812 of the Civil Code).If, after this contract is still broken, the lender is better to make a written complaint and send it to the borrower with acknowledgment of receipt.The document must indicate that the maturity of the debt has expired, and in accordance with Articles 395 and 809 of the Civil Code are growing interest.The complaint should write about that in the event of failure to resolve the matter peacefully, it will be sent to the court a statement of claim for the recovery of debt.The claim is made in two copies, and on the basis of receipts shall be certified by a notary.
After the judge will consider a claim for recovery of the debt, a receipt and claim he can single-handedly take the decision to refund the borrower.This is called a court order (article 122 CCP RF).This option requires the solution of the problem is usually not more than five days.
When the bailiffs will come to the borrower for the money, it can not agree with the judge's decision and appeal against the order within ten days.In this case, the lender would have to submit to the court a statement of claim for the recovery of debt.To take into account all the nuances of the law and the right to make this document, you should contact an experienced attorney.
