Each of us at least once in his life faced with the need to transfer money to someone or receive money from someone.The first solution that comes to mind and is most convenient - transfer.It allows you to quickly and, most importantly, securely send money to another person.It is very important that the bank through which the transfer is made, an extensive network of branches and ATMs.This fact determines how quickly and easily get the money destination.
Transfer of funds within the country
In our country, the bank, whose offices can be found on every corner, is a Savings Bank.It offers its customers various types of bank transfers (subject to the terms and objectives of having an open bank account).According to Russia to carry out bank transfer Sberbank offers two ways:
- on deposit with the account of the person;
- without opening an account.
In the first case, you can convert both rubles and foreign currency.In the second - only rubles.Each method has its advantages.Thus, the second is useful when you need to quickly send some money, and have no time for other procedures.
relatively new transfers in the country and to neighboring countries is a "Blitz-translation".It will deliver the money to the recipient lightning.The process will take about an hour.And the money will be available to a person in another part of the country.To make such a transfer will need your passport and the passport details of the recipient.Then do not forget to inform the one to whom the money was transferred, control number, which is the key to getting the funds.
cost of translation is 1.75 per cent of its amount, but can not exceed 3000 rubles.
Remittance abroad
There are situations when you need to send money abroad.For example, someone from the family suddenly out of funds, a child studying abroad or happened some unforeseen circumstances.In this case, the aid will transfer abroad, which also can make through Sberbank.
It can be time-sensitive (if you need the money as soon as possible) or conventional.First, of course, it is more expensive, but will provide the money within a day after receiving the request for transfer.In addition to data about an individual, which are funds will need to provide information about the receiving bank, its SWIFT code and the purpose of the transfer.By the way, this code allows you to make "circulation of money" around the world.
What determines the "price" of the translation?
should also be noted that the Commission for the transfer of money through the savings depends entirely on the type of operation, rather than, say, the type of card, or the customer's account.The value of transactions affected by its urgency, and the place of fulfillment.Thus, the transfer from the internet or self-service devices will be slightly cheaper than the same operation in the department.
within the bank transfer will be cheaper than sending the money to the account opened in other banks.On these points need to pay attention to cut costs and sometimes to save time.
Whichever of these methods would you choose, bank transfer will solve the problem of delivery vehicles with the maximum comfort, fast and reliable.
