depersonalized metal account allows the physical, legal person, or a small business bank to buy a certain amount of gold, palladium, platinum or silver in the form of entries in the accounts at the bank.The good news is that when you buy no problem where to store valuables received and how they insure.In addition, this type of account can be opened on a person under the age of majority.It is a good investment in the future of the child.It is also interesting that the depersonalized metal account when operating with it does not involve the collection of VAT as in the purchase and the sale of assets.
In order to buy the precious metal, it is necessary to conclude a contract for each type of metal.The features of an agreement of such a plan are the lack of interest on the account balance, the possibility of removing and making gold, silver and others. From the account in the physical form of special conditions or selling it back to the bank at the rate set at a certain date.
unallocated metal accounts offered open credit institutions, but not all.In order to conduct such operations, the bank must have the appropriate documents.Therefore, in deciding to such investments, be sure to ask about the presence of a license to conduct transactions with precious metals.
At the conclusion of an ordinary contract unallocated metal accounts opened for one year with automatic prolongation for the same period.The amount of initial investment is usually limited to one gram of silver, and one-tenth of a gram of palladium, platinum and gold.The account is opened free of charge, but for operations commissions are taken by physical issue or admission metals account.Specific pricing and terms to better know to the credit institution where you intend to make acquisitions.
There are some suggestions for those who decided to open depersonalized metal accounts.Quotes are formed on them every credit institution sometimes several times a day.But in order that investment was profitable, it is necessary to monitor trends in world markets.In particular, it makes sense to view the sites of news displaying indices of the various assets, including metals.
is also necessary to remember that the tax on such transactions is carried out holder of precious metals themselves.So if you buy an asset cheaper and then sell for a profit, then the difference will have to pay 13% income tax.If the metal is in the ownership of more than three years, you can get a tax deduction in the amount of 0.25 million. Rubles.
Many seek to open depersonalized metal accounts.Gold at the time of this writing, is worth less than their historic highs because of the global economic crisis.This means that in the future there are prospects for growth in the price of the asset and therefore profits for those who bought it in a timely manner or another precious metal.
