The dream of every man - to put together the capital and live on the interest, doing what he wants.Passive income - it's just wonderful.You're not doing anything, and the money was dropped.In fact - it is an endless romanticism.Dream, Firebird, followed by a cloud of chasing people, sweeping away everything in its path, including his own family, friends and health.
But why argue with the crowd?Would you so wish.Let's see if this is possible.The idea is to understand how to save a million, put in the bank and earn interest.Okay, let's see what we have to do.
Before investing is new to several problems.Firstly, the absolute lack of knowledge of financial laws.Second, the dense darkness regarding financial instruments.Third, laziness, which undermines the will to study first and second.Against this background, the little rookie salary perceived as an excuse their unwillingness to overcome all these problems.
So the first thing you need to mind vpendyurit novice purpose for which it will be ready to explore all of these things.It may well be the purpose of this question is how to accumulate a million.
So if whether of small knowledge to achieve this goal?Because of the financial instruments available to the common man in the street can only bank deposits.Because of financial laws - complicated interest rates.It is necessary to calculate how many years will it take to ensure that accumulate the coveted million.
will consider this: take interest rates from the current statistics.Let it be 12% We will "postpone" the bank every month of the salary.Let it be 15,000 rubles.How many years will need to accumulate a million?
Conduct a visual account, please visit "signal 25" link in the body of this article a little higher.There's a visual way you can see all of your deposit replenishment, the amount of interest received.In this example, you will reach the target in 4 years and 4 months.
And if you look at the receipt of funds by the end of the accumulation period the amount received with interest, suspiciously close to the sum laid by your payroll.If you throw an idea just to save a million and continue to save more, the amount of interest will begin to grow with the speed of a rocket.It is a manifestation of the so-called effect of compound interest.After some time, the interest on the interest will continue to grow at such a rate that you will receive fabulous profits without investing anything at all.But that's another story.