Should I repeat for the umpteenth time that the purchase of an apartment - it is expensive, time consuming and serious business.Any inaccuracies, errors may result in financial and other losses.Especially in this case, vulnerable customers.They risk being left without money and without an apartment.In order to avoid unpleasant consequences, the buyer is obliged to check the "purity of the transaction" of sale.
legally correct approach will provide the apartment and check the whole process of registration.Check aims to identify and eliminate all possible risks associated with the acquisition of property that would be in the future or not there was a basis for challenging the legality of the purchase of real estate.
Preview step is to check the property in Rosreestra then you will know:
Personality Seller
addition to verification of passport data of the seller, it is useful to require the owner of a certificate from the psycho-neurological clinic of its capacity.
Examining passport holder of purchased housing, worth paying attention to:
- the document must meet all the requirements (not to be overdue, to have photos)
- inscriptions, seals, stamps must be clear;
- not allowed correction, unintended records, lack of pages;
¬- in the presence of a stamp on marriage should find out whether the spouse (a) the right to claim a share in the apartment.
Confirmation right to engage in real estate transactions:
- check the certificate of ownership of the apartment.It is not enough to ensure his presence.It is important to carefully check the authenticity of the document;
- check the power of attorney for the right to conduct transactions on behalf of the property owner.The power of attorney must be notarized, acting and not withdrawn.To ensure the authenticity of the document, you can make a request to the notary office;
absence of encumbrances:
- an extract from home books issued the passport office.It contains information identifying all persons residing and living in an apartment, the information about the arrest on the property;
- and extended USRR statement contains information about all transactions with respect to real estate;
Dangerous moments:
risks of challenging the transaction increases the presence of such factors:
- a few resales in the last few years;
- Help from the house there are removed from the register citizens but do not become on the account in another place, as well as residents are temporarily drawn (soldiers, prisoners);
- previously apartment was sold under power of attorney, to check the authenticity of which is not possible.
It only highlights checking the apartment.No real estate professionals is very difficult to take into account all the nuances and to avoid problems when buying a home.Therefore, it is desirable for a thorough check to use the services of lawyers.Also it allows you to reduce the risks of multiple title insurance transaction.
