Very often in life there are circumstances that force him to make a deal with a private apartment.For example, when he moved to another city or intends to take the credit.Often there is a desire to exchange residential apartments are more spacious.This raises the problem of assessing the real value of the property.Many ask: "Is it possible to independently determine for how much to sell their mansions, not to miscalculate?"However, it is better not to experiment and use the services of professionals.
The seller apartments have a choice
Unfortunately, few people know how to estimate the cost of an apartment in which cases no outside help is indispensable.In any case, no one wants to sell too cheap housing, and, of course, almost no one has the possibility to wait for years of "good" customers.That is why you should always offer a real price.
Of course, there is a whole arsenal of ways in which the objective is determined by the amount of the transaction on alienation of property.
If we talk about how to estimate the cost of the apartment realtors or employees of companies that are engaged in the definition of the value of real estate on a professional basis, it should be emphasized that each of them will have their own calculation.
important to remember one thing: the price of residential apartments is dependent on a number of factors, including on what mood abide participants in the transaction at the time it was committed.
Determine the arithmetic mean
You may try to independently determine at least the approximate charge for their homes, even if you do not have any idea about how to estimate the cost of apartment professionals.And to do so can every sane person.
you need to peruse the database of real estate offered for sale.Highlight those apartments that are similar to yours in terms of size, number of rooms, distance from the subway, number of floors, age homes, infrastructure.Now select the cheapest and the most expensive housing.Then calculate the arithmetic average of the amounts - that is the price of your home.Do not forget that almost all owners of slightly overestimate the cost of apartments, reserving the right to bargain with a potential buyer.
Will Real Estate Agency
You can do it even easier: call any real estate agency and provide the buyer, you can always learn from the agents on what the minimum amount would have to shell out a person acquiring an apartment in a particular area.
factors that affect the value of apartments
Want to know how to estimate the cost of apartments experts?It's not as difficult as it may seem at first glance.Real estate valuation is carried out by analyzing the object of several criteria which ultimately determine its actual value.
consider them in more detail.
1) Location of the property.City realtors is divided into districts, for example, central, sleeping, suburb.
2) The area of the property.It's no secret that the more the Area of property, the more it costs.
3) Availability of infrastructure.Of course, if in the immediate vicinity of the house there is a hospital, a kindergarten or a market, it is possible to ask for an apartment a decent price.
4) Availability of repair.Of course, ragged walls or cracked tiles will reduce the cost of housing, but if you have to deal pokleit new wallpaper and make light cosmetic repairs, then you can safely raise the price, of course, within reasonable limits.
5) floors.It just so happened that the apartments, located on the first and last floor, are less in demand among buyers, so the price compared to other apartments will be lower.
Advertisements in the media
Real estate appraisal is made by means of another straightforward manner.What?Everything is very simple.
you submit advertisements for the sale of apartments in the local newspapers and specify the approximate price, which determined on the basis of the above points.Then watch how much wishing responded to the offer.If a lot of calls, this is a sign that you have specified a little lower price that can later pick up a few.After that you will again fulfill the role of a telephone controller and control the situation.However, it should be noted that this method is good for those who are in a hurry and has left a lot of free time.It is possible that only a year later, you will be able to best advantage to make a deal.
Of course, if you are a busy person and you urgently need to sell housing, should act a different way, because the valuation of real estate - a lot of professionals.In today's market there are many companies that help in determining the real cost of housing.That they have done their job, you must provide them with legal documents (single certificate), an apartment, a certificate from the BTI (Form 11a).
emphasize once again that the market valuation of the real estate expert can be made on an individual procedure.It must be remembered that this is a very specific process, the final result is affected by its nature diverse criteria.
Methods of calculating the value of the apartment used by professionals
It should be noted that the expert assessment of the value of real estate occurs through three methods of calculation:
1) Cost. It is based on the fact that the price of apartments is determined based on the size of the costs that are incurred in the repair of the owner of the property (transportation of materials, their cost, wages contractors, taxes etc).Plus, the appraiser must take into account inflation, the depreciation.Given these factors, it corrects the calculation.
2) profitability. This method is specifically designed for commercial real estate.Its meaning is very simple.The price is determined by the space based on the size of the potential benefits that the new owner will receive in the future.However, the method is suitable only for stores and shopping centers.
3) comparative. This method is considered by experts the most common.In this case, the valuation of real estate is determined by comparison with other similar proposals for sale of apartments.Because it does not involve the use of special knowledge, this method does not cost you too much.
concluding a contract with a particular company engaged in real estate assessment in a professional manner, it will not be superfluous to ask, by what method they determine the price.If you do not like one or another way to evaluate, you can always select another expert.
It should be noted that the cadastral valuation of real estate made BTI, and now it is from this figure will depend on the size of the tax on houses and apartments.
Evaluation of apartments for mortgage lending
So, you're planning to get a loan, and the bank's employees went to meet you in this matter.You should know that once there is a problem determining the real value of your square meters.Of course, the lending institution will offer its appraiser, but do not rush to believe that in his work, he will be guided by the principle of impartiality.
Naturally, it is likely that he deliberately overestimate the value of your future apartment.That is why select banking institutions that provide customers the right to choose the appraiser, or agree to carry out several independent assessments to the price of housing was truly objective.In addition, stopping at a particular mortgage program, you have to calculate in advance the liquidation value of property.In other words, it is necessary to answer the question about how much will it cost your apartment, if you have to sell it as soon as possible.Consider the fact that the market value of the property is about 30% higher than the liquidation.
Conclusion The above tips will help you evaluate their own, thus you can save the family budget.However, remember that, in some cases without the help of professionals you can not do.
